Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

428 Winding Oak Dr, Woodruff, SC 29388

House Description

Welcome to refined living in the sought-after Forest Creek community. Perfectly positioned on a private 1.29-acre double wooded lot at the end of a quiet cul-de-sac, 428 Winding Oak Drive offers the rare combination of space, style, and serenity — all within convenient reach of both Greenville and Spartanburg and zoned for highly regarded District 5 schools. This beautifully updated residence showcases over 2,300 square feet of thoughtfully designed above-grade living space, complemented by an additional heated and cooled walk-out basement with approximately 700 square feet already finished and even more potential awaiting your vision. From the moment you arrive, the home’s attractive curb appeal, partial brick exterior, and side-entry two-car garage set the tone for the elevated interiors within. Step through the foyer into bright, inviting living spaces where fresh designer paint and new luxury vinyl plank flooring create a sophisticated, cohesive aesthetic throughout. Designed for both elegant entertaining and comfortable everyday living, the main level features a spacious great room anchored by a warm gas-log fireplace, a formal dining room ideal for hosting, and a stylishly refreshed kitchen complete with new granite countertops, abundant cabinetry, and an open-concept layout overlooking the breakfast area and peaceful wooded backdrop. Enjoy morning coffee while taking in the natural beauty of the property, where deer are often seen wandering through the trees. Adding to the property’s tranquil setting, the rear property line borders a small creek that branches from the Tyger River, creating a peaceful natural backdrop and enhancing the sense of privacy and connection to nature. Upstairs, the expansive owner’s retreat offers a true sanctuary with a tray ceiling, spa-inspired en-suite bath featuring a soaking tub, separate shower, dual vanities, and two oversized walk-in closets. Three additional generously sized bedrooms provide flexibility for family, guests, or work-from-home living. The walk-out basement expands the home’s versatility with finished living areas ideal for a guest suite, media room, fitness studio, office, or hobby space. A roughed-in bathroom, additional storage room, exterior access, and dedicated walk-in laundry/storage area create exceptional opportunity for future customization and multigenerational living. Freshly updated and truly move-in ready, this exceptional property combines privacy, modern updates, flexible living space, and timeless comfort in one of the area’s most desirable locations. A rare opportunity to enjoy upscale living surrounded by nature while remaining close to everything Upstate South Carolina has to offer. **BASEMENT PHOTOS HAVE BEEN ADDED

Highlights

Property Type

Residential

Lot/Acreage

1.29

HOA Fee

County

Spartanburg

Area

033

Neighborhood

Forest Creek

Listing ID

1594038

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Refrigerator, Cook Top-Electric, Oven-Electric, Microwave-Built In

Air Cond:Central Forced

Fireplaces:Gas Logs

Floor:Ceramic Tile,Luxury Vinyl Tile/Plank

Basement:Full Finished

Other:2 Story Foyer,Attic Stairs Disappearing,Bookcase,Cable Available,Ceiling 9ft+,Ceiling Fan,Ceiling Cathedral/Vaulted,Countertops Granite,Smoke Detector,Tub-Jetted,Walk In Closet,Second Living Quarters,Pantry – Closet,3+ Story

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,241

Taxes

$290

HOA

Home Price

$454,900

Home Price

Loan Details

30 yrs

6.25%

Interest Rate

Loan Type

Down Payment

20%

$90,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,240.72

Principal

Taxes

	Principal	Taxes	HOA	Total
Monthly	$2,240.72	$290.00	$0.00	$2,530.72
Yearly	$26,888.62	$3,479.99	$0.00	$30,368.60
Total	$806,658.49	$104,399.55	$0.00	$911,058.04

Today's Rates

30 Year

6.25%

20 Year

6.13%

15 Year

6.13%

|

Questions about this listing?

Today's Rates

Never Miss a Property

Market Insights

Schools

Neighborhood

Current Listings

Average Price

Average Days on Market

|

Questions about this listing?

Today's Rates

Never Miss a Property

Market Insights

Schools

Neighborhood

Current Listings

Average Price

Average Days on Market

Get Pre-qualified

Receive Listing Alerts

Pick a Timeframe

Your information

Are you buying or selling a home?

When are you planning on buying a new home?

Are you pre-approved for a mortgage?

Would you like to schedule a consultation now?

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

When are you planning on selling your home?

Would you like to schedule a consultation or see your home value?

Confirm Password