Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

120 Cedar St, Winnsboro, SC 29180

House Description

Historic Charm Meets Modern, Eco-Friendly Luxury in Winnsboro!Nestled in the heart of historic Winnsboro, this beautifully renovated 1933 cottage seamlessly blends timeless character with premier modern upgrades. Spanning 1,692 square feet, this 2-bedroom, 2-bathroom home provides an open, inviting atmosphere perfect for comfortable living and seamless entertaining.Step inside to appreciate the thoughtful renovations, anchored by major mechanical peace of mind, including a premium HVAC unit installed in 2022. The interior spaces flow effortlessly, offering a layout that maximizes both privacy and shared living areas.The outdoor oasis is where this property truly shines. The backyard features a pristine, in-ground saltwater pool, creating a private retreat for warm South Carolina days. Sustainability and efficiency are front and center with a fully paid-off solar panel system, allowing you to enjoy massive energy savings from day one. Additionally, the detached open shed/garage comes equipped with a dedicated electric vehicle (EV) charging station, ready for your hybrid or electric vehicle.Opportunities to own a historic home completely optimized for the future do not come along often. Schedule your private tour today to experience this unique property firsthand! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Joshua Robinson , Keller Williams Realty , 803-772-5858. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

Year Built

1933

County

Fairfield

Area

Fairfield County

Neighborhood

None

School District

Fairfield County

Listing ID

637016

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Refrigerator, Microwave Countertop, Stove Exhaust Vented Exte, Refrigerator,Microwave Countertop,Stove Exhaust Vented Exte

Air Cond:Central

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Pantry,Cabinets-Stained,Backsplash-Tiled,Sewing,Attic Storage,Attic Pull-Down Access,Gas,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,333

Taxes

$166

Home Price

$259,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$51,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,332.57

Principal

Taxes