Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

620 S Hogan Dr, Westminster, SC 29693

House Description

Welcome to your fully updated retreat in the highly sought-after Chickasaw Point community on Lake Hartwell! Located at 620 S Hogan Drive in Westminster, SC, this charming 2-bedroom, 2-bath home offers the perfect blend of comfort, style, and resort-style living. From the moment you arrive, you'll be drawn in by the inviting rocking chair front porch-ideal for morning coffee or unwinding in the evenings. Step inside to discover a beautifully updated open-concept floor plan featuring a spacious living room and dining area, perfect for everyday living and entertaining. The kitchen is a true centerpiece, complete with stainless steel appliances, a large island with seating for four, and abundant storage-perfect for hosting family and friends. Both bedrooms are generously sized and feature walk-in closets, offering comfort and functionality. A bright and airy sunroom with expansive windows overlooks the backyard, creating a peaceful space to relax year-round. Just beyond, step out to the large back deck with a covered awning-perfect for grilling, watching the game, or enjoying seamless indoor/outdoor entertaining. Situated on a rare flat double lot, this property offers incredible flexibility with plenty of room to add a future garage, workshop, or guest house. Additionally, the adjoining Lot 725 is available for purchase with the home for an additional $10,000, providing even more privacy, space, and future possibilities. As a resident of Chickasaw Point, you'll enjoy access to an unmatched array of amenities, including a gated entrance with security, 18-hole championship golf course, The Overlook Restaurant & Bar, community beach and pavilion on Lake Hartwell, boat ramps and courtesy docks, Olympic-sized swimming pool, tennis and pickleball courts, playground, dog park, and more. Whether you're looking for a full-time residence or a weekend getaway, this community truly has it all. Don't miss this opportunity to own a move-in ready home in one of Lake Hartwell's premier gated communities. Schedule your private showing today and start enjoying the Chickasaw Point lifestyle!

Highlights

Listed by Greg Ozburn , (404) 409-9787 Coldwell Banker Upchurch Realty , (706) 543-4000. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.5

HOA Fee

4059 Annually

Year Built

1992

County

Oconee Co.

Listing ID

CL353397

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,482

Taxes

$184

HOA

$4,059

Home Price

$289,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$57,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,481.78

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,481.78	$184.24	$4,059.00	$5,725.01
Yearly	$17,781.30	$2,210.85	$48,708.00	$68,700.15
Total	$533,439.02	$66,325.50	$1,461,240.00	$2,061,004.52