Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

262 Howitzer Cir, West Columbia, SC 29170

House Description

Welcome home to this brand-new, 2026 custom-built masterpiece nestled on an expansive 0.94-acre lot! Designed with ultimate freedom and flexibility in mind, this home features a thoughtful 3-bedroom, 2-bathroom main floor layout, with the incredible potential to expand up to 5 full bedrooms utilizing the massive FROG (Finished Room Over Garage) and versatile flex room. Enjoy the luxury of country living with no restrictive HOA fees, lower monthly costs, and the independence of a private well and septic system. Perfectly positioned to provide a peaceful, spacious retreat without sacrificing convenience, you are just minutes away from quick, easy access to I-26 for an effortless commute. Whether you are looking for room to grow, space to entertain, or a peaceful piece of property to call your own, this custom gem is ready to welcome you home. Schedule your tour today and explore the endless possibilities! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Tyjuan Montgomery , Coldwell Banker Realty , 803-732-2200. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.94

Year Built

2026

County

Lexington

Area

Cayce/West Cola/Airport/S. Congaree

Neighborhood

Howe Estates

School District

Lexington Two

Listing ID

638738

Questions about this listing?

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Payment Breakdown

Principal Interest

$1,999

Taxes

$249

Home Price

$389,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$77,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,999.11

Principal

Taxes