Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

170 Derby Dr, West Columbia, SC 29170

House Description

Location, Location, Location!!! This is a small, quiet, hidden gem of a neighborhood. It's only about 10 minutes from downtown, and you don't have to get on the interstates to get to Columbia. Welcome home to low maintenance living with NO HOA. This all brick craftsman is a wonderful, open floor plan featuring the great room with tall cathedral ceilings and gas fireplace. This is open to the kitchen with breakfast bar, large eat in area, and adjacent washer/dryer room with plenty of shelves for the pantry area. The owners suite hosts dual walk in closets an en-suite, and a walk in shower. Two other bedrooms round out the rest of the main floor. The room over the garage could serve as the 4th bedroom and has a walk in closet! The yard offers a full privacy fence that has all been replaced within the last year and a delightful screened in porch! Don't miss out on this one - call for your private showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Jane Ashley Durham , Home Advantage Realty , 803-771-2424. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.14

Year Built

2006

County

Lexington

Area

Cayce/West Cola/Airport/S. Congaree

Neighborhood

Belmont Park

School District

Lexington Two

Listing ID

639127

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Dishwasher,Disposal

Air Cond:Central

Fireplaces:Gas Log-Propane

Basement:No Basement

Other:Eat In,Pantry,Cabinets-Stained,Recessed Lights,FROG (With Closet),Attic Storage,Garage Opener,Attic Access,Built-in,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,435

Taxes

$178

Home Price

$279,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$55,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,435.12

Principal

Taxes