Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

402 W Church St, Saluda, SC 29138

House Description

Completely renovated from the studs up, this beautifully updated 2-bedroom, 1-bath home is the definition of move-in ready! Located just minutes from charming downtown Saluda, this home combines modern updates with timeless character and incredible extras—including a whole-house generator that conveys with the property, a detached garage/workshop equipped with both 110 and 220 electrical outlets, and the home may be purchased fully furnished for a truly turnkey experience. Inside, you'll find a bright and inviting great room highlighted by a beautiful bay window that fills the space with natural light. The spacious dining room is perfect for everyday meals or hosting family and friends. The updated kitchen features solid surface countertops, stainless steel appliances, a smooth-top range, abundant cabinetry, and easy access to a functional mudroom complete with laundry, pantry storage, and additional space for small appliances. The guest bedroom provides flexibility as a bedroom, home office, or hobby room, while the generously sized primary bedroom includes dual closets for excellent storage. The beautifully renovated bathroom blends style and comfort with updated finishes. Upstairs, the expansive attic is immaculate and provides exceptional storage today with exciting potential for future expansion. Whether you need space for seasonal décor or envision additional living space down the road, the possibilities are endless. Step outside to enjoy the screened porch overlooking the fenced backyard—a perfect spot for morning coffee or relaxing evenings. Garden enthusiasts will appreciate the raised garden beds, while the detached two-car garage/workshop provides outstanding versatility with both 110 and 220 electrical service, making it ideal for woodworking, hobbies, projects, or additional storage. With its extensive renovations, whole-house generator for added peace of mind, optional furnishings, and convenient location just minutes from downtown Saluda, this home is ready for its next owner to move in and start enjoying from day one. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Andrea Kelly , EXIT Real Est Consultants , 803-358-0888. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.25

Year Built

1955

County

Saluda

Area

Saluda County

Neighborhood

None

School District

Saluda County

Listing ID

634459

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1
▪ Full Bathrooms:1

Appliances:Dishwasher, Dryer, Refrigerator, Washer, Water Softener-Owned, Microwave Countertop, Electric Water Heater, Dishwasher,Dryer,Refrigerator,Washer,Water Softener-Owned,Microwave Countertop,Electric Water Heater

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Bar,Counter Tops-Solid Surfac,Cabinets-Painted,Recessed Lights,Floors-Luxury Vinyl Plank,Workshop,Attic Storage,Smoke Detector,Attic Access,Built-in,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,359

Taxes

$169

Home Price

$265,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$53,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,358.72

Principal

Taxes