Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

177 Cold Harbor Dr, Saluda, SC 29138

House Description

Escape to tranquility with this remarkable property, offering over an acre of prime waterfront on beautiful Lake Murray. With its private dock and ramp, this home is the perfect retreat for water enthusiasts looking to launch their lake toys or simply relax by the shore. Nestled within a fully gated lot, this serene getaway promises peace and privacy, making it an ideal setting for entertaining friends and family or enjoying quiet moments of solitude. The picturesque views of the lake create a calm ambiance, while the cool setting invites you to unwind and experience lakeside living at its finest. This diamond in the rough boasts ample space for all your needs, including plenty of parking for guests and boat coverage. An additional storage building provides practical storage options, making it easy to keep your outdoor gear organized. Power Pole has a 30 and 50 amp hook up for additional camper/RV. Step inside to discover a comfortable interior, featuring luxury vinyl plank flooring that enhances the home's aesthetic and durability. Freshly painted and well-maintained, this property is ready for you to move in and make it your own. Enjoy sunsets on your covered porch, creating the perfect atmosphere for a morning coffee or evening gatherings. With a private beach area and room to grow, this slice of Lake Murray offers limitless potential. Don’t miss out on a rare opportunity to own a piece of this stunning lakeside paradise. Grab your chance to make lasting memories at Lake Murray today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by W Scott Wilson , Fathom Realty SC LLC , 888-455-6040. Consolidated MLS (IDX)

Property Type

Manufactured Home

Lot/Acreage

1.09

Year Built

1998

County

Saluda

Area

Lake Murray (Saluda Area)

Neighborhood

None

School District

Saluda County

Listing ID

637451

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1
▪ Full Bathrooms:1

Appliances:Dryer, Refrigerator, Washer, Dryer,Refrigerator,Washer

Air Cond:Heat Pump 1st Lvl

Fireplaces:

Basement:No Basement

Other:Floors-Luxury Vinyl Plank,Free-standing,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,050

Taxes

$255

Home Price

$399,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$79,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,050.39

Principal

Taxes