Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

0 Cold Harbor Drive 12-c, Saluda, SC 20138

House Description

Dreaming of a beautiful private waterfront setting for your new home or weekend getaway and no HOA? This prime lakefront lot offers approximately 0.311 acres of gently sloping, cleared land and is ready for your building plans. Nestled in a peaceful cove, this exceptional property provides the perfect balance of privacy and easy access to the water. Enjoy the convenience of public water availability, along with dock approval for your future lake adventures. The gentle slope makes for an ideal homesite with beautiful water views and easy shoreline access. Protected by deed restrictions that help preserve the character and value of the community, this lot is an outstanding opportunity to create the lakefront lifestyle you've been dreaming about. Whether you're planning to live here full-time, or just want a vacation retreat, or weekend escape, this premier waterfront lot is ready to bring your vision to life. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Owner is currently living on adjacent lot-A in RV while he builds. Owner is currently living on adjacent lot-A in RV while he builds his home.

Highlights

Listed by Ted Schrum , Weichert Rlt Ray Covington , 803-252-8710. Consolidated MLS (IDX)

Property Type

Vacant Land

Lot/Acreage

0.31

County

Saluda

Area

Saluda County

Neighborhood

None

School District

Saluda County

Listing ID

637288

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$897

Taxes

$112

Home Price

$174,999

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$35,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$897.26

Principal

Taxes