Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1012 Catawba Shores Dr, Rock Hill, SC 29720

House Description

Awesome opportunity to call this full brick split bedroom open floor plan on nearly an acre and half convenient to Rock Hill and Hwy 77 your own! Kitchen offers abundant work and storage space, gas cooktop, stainless steel appliances, dual ovens, pantry. Breakfast nook opens to screened porch perfect for morning coffee or evening refreshments. Bright and airy living area features a fireplace. Dedicated dining room. Huge primary suite offers soaking tub, shower, dual vanities, large wic. Two more bedrooms share full bath. Huge Finished Room Over Garage (FROG). Large laundry room w/ cabinets & sink, powder room, ceiling fans, 2 car garage, quoin corner detail, mature landscaping. Large concrete patio leads to lovely yard. Home has a whole house Generac system, encapsulated crawl space. New HVAC units in 2023. Catawba Shores offers a clubhouse with pool, walking trails, canoe launch, and immense green space. This is the one you have been searching for! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Lloyd Hartman-Trimble , Carolina Homes Connection LLC , 803-701-7110. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

1.48

HOA Fee

775 Yearly

Year Built

2012

County

York

Area

All Others SC Counties

Neighborhood

None

School District

York County School Districts

Listing ID

639389

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Microwave Built In, Stove Exhaust Vented Exte, Dishwasher,Microwave Built In,Stove Exhaust Vented Exte

Air Cond:Central,Heat Pump 2nd Lvl

Fireplaces:

Basement:No Basement

Other:Floors-Hardwood,Counter Tops-Granite,Backsplash-Tiled,Recessed Lights,Gas,Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$3,205

Taxes

$398

HOA

$775

Home Price

$625,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$125,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,204.53

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,204.53	$398.44	$775.00	$4,377.97
Yearly	$38,454.37	$4,781.25	$9,300.00	$52,535.62
Total	$1,153,631.10	$143,437.50	$279,000.00	$1,576,068.60