Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

305 Spurs Ct, Rock Hill, SC 29732

House Description

Welcome to this beautifully crafted custom home, built in 2013 by Sonny Collins and nestled in the established Miller Pond community of Rock Hill! This home has been recently updated with new LVP floors in 2025, new carpet in 2024, new roof & gutters in 2024, partially encapsulated crawl space with a new dehumidifier in 2025, new HVAC system (upstairs and downstairs) in 2025, new gas tankless hot water heater in 2025, all new toilets in 2025, new tile in downstairs guest bath & laundry room in 2026, freshly painted interior in 2024, new dishwasher in 2024 & new epoxy in garage in 2026. Offering 4 bedrooms, 3 full baths plus an additional 5th bedroom/bonus room, this thoughtfully designed home combines quality construction, comfortable living spaces, and timeless appeal. Enjoy the open layout on the main level that features a vaulted ceiling great room with a beautiful stone gas fireplace, that is open to a sunny breakfast area & beautiful kitchen. The vaulted ceilings on the main level bring in great natural light! A spacious primary bedroom suite is located on the main level and features a beautiful primary bath and walk-in closet. Another guest bedroom and updated full bath is on the main level. Two additional bedrooms plus a third bedroom/bonus room & third full bathroom are upstairs. Situated on a generous corner flat lot located on a small cul-de-sac street, you'll enjoy the privacy and freedom that come with a neighborhood known for its large homesites and no HOA. The backyard is fully fenced and has beautiful landscaping, a spacious deck and travertine patio/firepit area. There is a gas line in the backyard for a grill and there is front and backyard in-ground irrigation. Miller Pond is a sought-after community that offers the perfect balance of peaceful suburban living and convenient access to everyday amenities. Residents appreciate the mature setting, larger lots, and established character that are increasingly difficult to find. The neighborhood is also positioned to benefit from the future Newport Commons retail development, a planned 180,000-square-foot shopping destination expected to bring new dining, retail, and daily conveniences to the area. Conveniently located near shopping, dining, schools, and major commuting routes, this exceptional property presents a rare opportunity to enjoy custom-built quality in one of Rock Hill's most desirable no-HOA communities.**SELLERS WILL GIVE A $10K CREDIT THAT CAN BE APPLIED TOWARDS A RATE BUY DOWN AT CLOSING WITH AN ACCEPTABLE OFFER!**

Highlights

Listed by Molly Collins Baccich , 704-219-2640 Helen Adams Realty , 704-375-8598. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.36

Year Built

2013

County

York

Neighborhood

Miller Pond

Listing ID

4396418

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Electric Oven, Electric Range, Exhaust Fan, Microwave, Tankless Water Heater

Air Cond:Central Air,Zoned

Fireplaces:Den,Gas

Floor:Carpet,Tile,Vinyl

Above Ground Sq Ft:2751

Below Ground Sq Ft:0

Other:Attic Other,Attic Stairs Pulldown,Cable Prewire,Garden Tub,Open Floorplan,Pantry,Split Bedroom,Walk-In Closet(s),Whirlpool,Has Fireplace,Master on Main

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$3,384

Taxes

$421

Home Price

$660,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$132,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,383.98

Principal

Taxes