Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

642 Retreat Way, Ridgeway, SC 29130

House Description

Imagine a gated community with a minimum requirement of 2 acres per lot. Imagine being 2 miles from the public access to Lake Wateree. Imagine having a place you can walk or let your children play and explore on your own land. Imagine no more. Welcome to The Woods of Molly Creek. You can take the interstate to and from work or you can take the drive through Ridgeway home with only 1 light in Ridgeway..........wind down, enjoy the ride home! We have a lender who can help with a construction loan which gets your lot paid and your new home built. We have builders to build your new home. We have plans for you to choose from, or bring one you have and we will help you build your dream home! Call today to get started on your new lifestyle! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Kathy Stenson , Coldwell Banker Realty , 803-788-2811. Consolidated MLS (IDX)

Property Type

Vacant Land

Lot/Acreage

8.01

HOA Fee

1000 Yearly

County

Fairfield

Area

Fairfield County

Neighborhood

The Woods Of Molly Creek

School District

Fairfield County

Listing ID

627472

Questions about this listing?

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Payment Breakdown

Principal Interest

$739

Taxes

$92

HOA

$1,000

Home Price

$144,180

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$28,836

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$739.25

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$739.25	$91.91	$1,000.00	$1,831.16
Yearly	$8,870.96	$1,102.98	$12,000.00	$21,973.94
Total	$266,128.85	$33,089.31	$360,000.00	$659,218.16

Today's Rates

30 Year

6.63%

20 Year

6.44%

15 Year

6.12%

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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