Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

54 Windward Ln, Ridgeway, SC 29130

House Description

This unique custom designed 3 bedroom, 2.5 bath California style, cedar sided home is located on a premier main channel lot with magnificent views, deep water and natural sandy beaches. Don't miss your once in a lifetime opportunity to own this very special property with a great slope and privacy. This home, nestled in the forest with plenty of shade and breeze in the summer months, features a large flowing open floor plan with multiple areas for entertaining, relaxing, and enjoying the lake views and wildlife. The waterfront primary bedroom suite is located on the main level. Upstairs the two guest bedrooms each feature private lakefront balconies. This property is almost 3/4 of an acre with thoughtfully designed landscaping and has over 200 feet of water frontage protected by a granite block seawall and perfect sandy beaches. Also, enjoy the cedar sided detached garage with workshop. Great for storing your vehicle and lake toys. This home also features a metal roof system and a transferable termite bond. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Nat Humphries , Lake Wateree Properties Inc , 803-337-5253. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.74

Year Built

1972

County

Fairfield

Area

Fairfield County

Neighborhood

Lake Wateree

School District

Fairfield County

Listing ID

634251

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Refrigerator, Refrigerator

Air Cond:Central

Fireplaces:Masonry

Basement:No Basement

Other:Cabinets-Painted,Ceiling Fan,Built-in,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,845

Taxes

$478

Home Price

$749,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$149,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,844.92

Principal

Taxes