Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2108 Lake Rd, Ridgeway, SC 29130

House Description

Don't let the price point stop you, MOTIVATED SELLER Main Channel views are just part of the amazing attributes of this custom-built brick home.The owner was very meticulous when building the home: from the roadside entrance, custom moldings, heated floors, Subzero Fridge & Thermador appliances, large office, and large workout room.All the tile floors are heated, custom glass block wall at staircase, great lake views from the custom windows. Large pantry with plenty of storage. Large deck on lake side and a screened sunroom. There is a detached cook house with a half bath and loaded with commercial style cooking equipment near the waterfront. There are numerous retaining walls to protect the waterfront as well as providing a more level lawn area. Dock with a boat slip and has a boat ramp. There is also an RV pad and hook up. On the lower level of the home is the office, work out room, workshop, large storage area and a safe room. 3.6 acreage includes .81 acre lakefront lot (TMS# 177-02-03-119) and 2.79 acres interior lot across the road (TMS# 177-02-00-141). Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Michael Thomas , Keller Williams Preferred , 803-602-6500. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

3.6

Year Built

2000

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

Lake Wateree

School District

Kershaw County

Listing ID

591632

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Microwave Countertop, Stove Exhaust Vented Exte, Electric Water Heater, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Countertop,Stove Exhaust Vented Exte,Electric Water Heater

Air Cond:Central,Heat Pump 2nd Lvl,Wall Unit(s),Zoned

Fireplaces:

Basement:Yes Basement

Other:Bar,Cabinets-Natural,Eat In,Pantry,Counter Tops-Solid Surfac,Floors-Tile,Backsplash-Other,Recessed Lights,Exercise Room,Office,Built-in,Double Oven,Smooth Surface,Master on Main

Other:Public,Well

Payment Calculator

Payment Breakdown

Principal Interest

$5,102

Taxes

$634

Home Price

$995,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$199,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,101.61

Principal

Taxes