Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

167 Ralph Williams Rd, Prosperity, SC 29127

House Description

Welcome to your dream waterfront retreat on Lake Murray! Located at 167 Ralph Williams Rd in charming Prosperity, this stunning lakefront home offers the perfect blend of modern comfort, outdoor living, and serene views.Step inside to discover a beautifully designed open-concept interior featuring elegant hardwood floors and abundant natural light—ideal for both relaxing and entertaining. The chef’s kitchen is a true centerpiece, equipped with high-end appliances and natural gas cooking, making it perfect for preparing meals while enjoying lake views.The spacious owner’s suite is a private sanctuary, complete with a custom media wall and a cozy fireplace—your own personal escape at the end of the day.Outdoor living is where this home truly shines. Enjoy breathtaking waterfront views from the expansive two-level deck, featuring a fully equipped outdoor kitchen, a large fire pit area, and striking natural slate stacked walls that add character and charm throughout the property. A private dock provides direct access to the lake, making boating, fishing, and sunset cruises just steps away.Additional features include three storage sheds, a dedicated workshop, and three carports—offering ample space for hobbies, equipment, and vehicles. For added peace of mind, the HVAC units are less than three years old.Whether you're looking for a full-time residence or the ultimate lakefront getaway, this exceptional property delivers the lifestyle you've been dreaming of. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Douglas Giesler , and Tammy Moen , Lake Homes Realty LLC , 866-525-3466. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

Year Built

1995

County

Newberry

Area

Lake Murray (Newberry Area)

Neighborhood

None

School District

Newberry County

Listing ID

629492

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Freezer, Icemaker, Refrigerator, Microwave Built In, Dishwasher,Disposal,Freezer,Icemaker,Refrigerator,Microwave Built In

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Bay Window,Floors-Hardwood,Backsplash-Granite,Built-in,Gas,Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$4,409

Taxes

$548

Home Price

$859,990

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$171,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,409.38

Principal

Taxes