Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

169 Holiday Acres Rd, Prosperity, SC 29127

House Description

Summer time at the lake awaits! 10 minutes from Chapin and Dreher island. Dock AND boat ramp! Totally remodeled, adorable lake home on .35 acre. Large eat in kitchen has 2 pantries and built ins, side door to the courtyard, laminate flooring, black and stainless steel appliances. Living room has fireplace with buck wood stove with fan and gorgeous floors and ceiling! Dining room has lots of light and great view of lake. Also, view the lake from the fabulous sunroom while entertaining your family and friends. Definitely made for weekends on the lake and vacations for everyone! Septic so no sewer bill, 2 year old roof, HVAC around 5 years old, no HOA and room for much more! Extra 1000 sq ft enclosed garage, bar area, storage, and hobby room. It is heated and cooled with split system off main unit with it's own therm. 1 car carport to park the boat. Must see this one in person to appreciate. See the virtual tour! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Dee Dee Bowman , eXp Realty LLC , 888-440-2798. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.35

Year Built

1960

County

Newberry

Area

Lake Murray (Newberry Area)

Neighborhood

Holiday Acres

School District

Newberry County

Listing ID

639259

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Refrigerator, Stove Exhaust Vented Exte, Electric Water Heater, Dishwasher,Refrigerator,Stove Exhaust Vented Exte,Electric Water Heater

Air Cond:Central,Split System

Fireplaces:Wood Burning

Basement:No Basement

Other:Eat In,Island,Pantry,Counter Tops-Formica,Backsplash-Tiled,Cabinets-Painted,Ceiling Fan,Floors-Luxury Vinyl Plank,Enclosed Garage,Sun Room,Sewing,Workshop,Attic Pull-Down Access,Attic Access,Free-standing,Gas,Self Clean,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,461

Taxes

$430

Home Price

$675,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$135,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,460.89

Principal

Taxes