Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

412 Nights Watch Way, Pelion, SC 29123

House Description

CLOSING COSTS, WASHER/DRYER & FRIDGE INCLUDED! COULD CLOSE WITH LITTLE TO NO MONEY OUT OF POCKET. HALF ACRE LOTS ON SEPTIC - NO SEWER BILL! LOT 41. CAN CLOSE IN JUNE 2026. Located in Pelion, South Carolina, this community provides the best of both worlds. You are far enough outside of Lexington to avoid the everyday traffic, yet close enough that getting into town for work, shopping, or dining is still quick and convenient.This home sits on an impressive .6-acre lot tucked into a quiet cul-de-sac and backs up to beautiful wooded land, giving you added privacy and peace of mind, knowing there will be no future construction behind you. Each homesite in the community provides generous space, and you will appreciate the distance between neighbors. Additional features already included with the home are blinds, a garage door opener, and full yard irrigation.The Cypress floor plan blends space, function, and comfort, designed for everyday living while still giving you room to grow. Similar in layout to the popular Willow plan, this home features 4 bedrooms, 2.5 bathrooms, and a thoughtfully designed layout that truly flows.As you step inside, you are welcomed by a massive open concept living space that seamlessly connects the kitchen, living room, and a designated dining area tucked into its own corner, creating the perfect place to gather. The kitchen is built for real life and includes a very large pantry that provides ample storage. Just off the garage entry, you will find a convenient drop zone with cubbies, ideal for keeping everyday items organized and out of sight.Upstairs is where this home really shines. All four bedrooms are located on the second level, including an oversized primary suite that feels like a true retreat. The spacious bedroom features a beautiful tray ceiling and ample space to relax and unwind.The Cypress at Forts Ridge brings together space, privacy, and thoughtful design in a way that is hard to find. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Adam Gainey , Clayton Properties Group Inc , 803-749-9000. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.6

HOA Fee

475 Yearly

Year Built

2025

County

Lexington

Area

Rural S Lexington Co - Gaston etc

Neighborhood

Forts Ridge

School District

Lexington One

Listing ID

637839

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Microwave Above Stove, Electric Water Heater, Dishwasher,Disposal,Microwave Above Stove,Electric Water Heater

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Island,Pantry,Cabinets-Painted,Recessed Lights,Floors-Luxury Vinyl Plank,Free-standing

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,409

Taxes

$175

HOA

$475

Home Price

$274,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$54,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,409.48

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,409.48	$175.25	$475.00	$2,059.73
Yearly	$16,913.77	$2,102.99	$5,700.00	$24,716.76
Total	$507,413.10	$63,089.55	$171,000.00	$741,502.65