Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

639 Caroline Court 7c, North Augusta, SC 29841

House Description

★ SUMMER BREAK SPECIAL -- 6,500 TOWARD CLOSING COSTS. Don't wait, this home is MOVE-IN READY now! ★ An additional 500 Ivey Honors is available for active/retired military, first responders, and teachers. 5.125 INTEREST RATE available for Eligible Buyers with approved preferred lender. Contract must be written by 7/31/26. Incentive subject to change. The Athens 2-Bedroom Townhome plan by Ivey Homes features open living on the first floor with the kitchen flowing into the dining room and living room. This popular open concept main living space flows right out to a private lanai for a peaceful retreat or hosting guests. The second floor features the primary and second bedrooms, both with their own bathrooms and walk-in closets. The Athens 2-Bedroom Townhome is a perfect mix of comfort, convenience, and luxury with very low maintenance. Every Ivey home is built to above-code IveyWise building standards to include a Home Energy Rating Score (HERS) and Average Annual Energy Savings Guaranteed by third party testing. IveyWise - Energy Efficient, Better Built, Healthier Home. Community amenities include large central park, easy walk or bike access to The North Augusta Greeneway (12-mile Paved Trail System) at Knollwood Access, sidewalks, streetlights, two entrances. Townhome only residents enjoy year-round residence lawncare, yearly pressure washing, termite coverage, water for irrigation and roof reserve.

Highlights

Listed by Jessica Moon , 706-799-9448 and Amanda Bowling , 205-223-5902 Ivey Realty Associates, Llc , 706-868-9363. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.06

HOA Fee

2870 Annually

Year Built

2025

County

Aiken

Neighborhood

Forrest Bluff

Listing ID

98201865

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Vented Exhaust Fan, Built-In Microwave, Range, Disposal, Dishwasher, ENERGY STAR Qualified Appliances, Cooktop

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:LVT/LVP,Carpet,Ceramic Tile

Other:Walk-in Closet(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Eat-in Kitchen,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,107

Taxes

$138

HOA

$2,870

Home Price

$215,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$43,180

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,106.97

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,106.97	$137.64	$2,870.00	$4,114.61
Yearly	$13,283.68	$1,651.63	$34,440.00	$49,375.31
Total	$398,510.33	$49,549.05	$1,033,200.00	$1,481,259.38