Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

613 Heritage Cove, McCormick, SC 29835

House Description

Lakefront Living in Savannah Lakes Village! Welcome to 613 Heritage Cove -- a lakefront retreat nestled in the desirable Shenandoah section of Savannah Lakes Village. This spacious 3-bedroom, 2.5-bathroom home offers 2,899 heated square feet of beautifully appointed living space with a two-car garage and lake views right from your backyard. The highlight? A leased dock slip that transfers with the property and carries more than 35 years remaining on the lease -- rare and ready for you to enjoy from day one. Location within the community doesn't get better than this. A quick golf cart ride puts you at the Recreation Center, the River Grill, and the acclaimed Tara Golf Course, making this an ideal home for those who want to live right in the middle of all the action. Savannah Lakes Village offers an unmatched resort lifestyle with two championship golf courses, tennis, pickleball, indoor and outdoor pools, a marina, and miles of scenic walking trails -- all within a lakeside community on beautiful Lake Thurmond. Whether you're watching the sunrise over the water from your back porch or spending the afternoon out on the lake, 613 Heritage Cove is the lifestyle you've been waiting for.

Highlights

Listed by Sharon C Laidig , 864-993-1209 Savannah Lakes Realty , 770-605-3082. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.32

HOA Fee

2160 Annually

Year Built

2007

County

McCormick

Neighborhood

Savannah Lakes Village

Listing ID

100584182

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Washer, Refrigerator, Range, Dryer, Disposal, Dishwasher

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:Carpet,Ceramic Tile,Hardwood

Basement:Exterior Entry,Finished,Walk-Out Access

Other:Walk-in Closet(s),Entrance Foyer,Ceiling Fan(s),Radon Mit Installed,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s),Wired for Data

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,071

Taxes

$382

HOA

$2,160

Home Price

$599,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$119,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,071.22

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,071.22	$381.86	$2,160.00	$5,613.08
Yearly	$36,854.67	$4,582.35	$25,920.00	$67,357.02
Total	$1,105,640.04	$137,470.50	$777,600.00	$2,020,710.54