Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

212 Pirates Cove, McCormick, SC 29835

House Description

PRIVATE DOCK • PRICE REDUCED • LIKE-NEW CUSTOM HOME 212 Pirates Cove | Savannah Lakes Village Why choose between golf and lake life when you can have both? Golf cart to your private dock. Golf cart to Tara Golf Course. Golf cart to the clubhouse, pickleball, fitness center, and restaurants. Only 2 years old, this Custom Lee Builders home is loaded with upgrades and completely move-in ready. Highlights: Private Dock (approximately 23 years remaining on the lease) Golf Course Setting 3 Bedrooms + Office + Bonus Room Chef's Kitchen with Café Appliances & Quartz Water Purification System Attic Lift Butlers Pantry Built in Custom wet bar Custom Closet Floor-to-Ceiling Fireplace Screened Porch 3-Car Garage NOW PRICE REDUCED! Luxury, lake, golf, and lifestyle--all in one exceptional home. Don't miss one of Savannah Lakes Village's best opportunities to own a private dock home!

Highlights

Listed by Kristin Ball , 770-402-8878 and Thomas Greene , 706-318-9495 Greene Advantage Realty , 706-318-9495. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.31

HOA Fee

2112 Annually

Year Built

2023

County

McCormick

Neighborhood

Savannah Lakes Village

Listing ID

98251190

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Built-In Electric Oven, Refrigerator, Range, Ice Maker, Dryer, Double Oven, Disposal, Dishwasher, Water Purifier

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:LVT/LVP,Ceramic Tile

Other:Walk-in Closet(s),Entrance Foyer,Kitchen Island,Pantry,Wet Bar,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s),Wired for Data

Other:Public

Exterior Features

Lot:Cul-De-Sac,Wooded,Boat Slip,Boat Dock,Deeded Water Access,Water Access Comm,Landscaped,Fencing: None,Outside City Limits

Lot Dimensions:48.70,151.31,84.10,71.42,116.05

Garage Capacity:2

Zoning:residential

Roof:Composition

Others:Irrigation System

Parking Features:Garage Faces Front,Golf Cart Parking,Attached,Garage Door Opener,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$3,943

Taxes

$490

HOA

$2,112

Home Price

$769,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$153,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,942.85

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,942.85	$490.24	$2,112.00	$6,545.09
Yearly	$47,314.26	$5,882.85	$25,344.00	$78,541.11
Total	$1,419,427.70	$176,485.50	$760,320.00	$2,356,233.20