Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

205 Pirates Cove, McCormick, SC 29835

House Description

205 Pirates Cove | Tara Subdivision | Savannah Lakes Village Custom-Built Home on Two Lots with Exceptional Upgrades & Outdoor Living Welcome to 205 Pirates Cove, a beautifully crafted custom home located in the desirable Tara subdivision of Savannah Lakes Village. Thoughtfully positioned between two lots, this property offers enhanced privacy, this setting is highlighted by lush landscaping and striking mature palm trees—a rare and impressive feature in this lake and golf community. From the moment you enter, the quality of construction and attention to detail are evident throughout the home. Interior Highlights 3 Bedrooms | 3 Bathrooms + Office Hardwood floors throughout main living areas (carpeted bedrooms) Custom cabinetry throughout the home Two-sided fireplace shared between the living room and kitchen Open, functional floor plan designed for both everyday living and entertaining Large laundry room with excellent storage and desk space Whole house vacuum system with cannister in the garage. Surround sound speaker system on both levels Whole-house water purification system Two water heaters plus a circulator system for instant hot water Kitchen & Appliances Spacious kitchen with custom cabinetry and premium finishes All Frigidaire appliances included Oversized kitchen refrigerator (approx. 64'' wide x 65'' high) Washer and dryer included Outdoor Living One of the standout features of this home is the expansive screened porch, accessible directly from the living room, primary bedroom, and kitchen—perfect for seamless indoor-outdoor living. TV on the patio included Ideal space for relaxing, entertaining, or enjoying the peaceful surroundings Finished Lower Level Large finished lower level offering flexible living or recreation space, Full bedroom and bathroom for the perfect guest space Projection screen TV included, great for friends to watch the masters Perfect for media room, game room, guest space, or hobby area Garage & Storage Oversized garage with epoxy-coated flooring Additional floored storage space above the garage, ideal for seasonal or long-term storage Location & Lifestyle Located in Savannah Lakes Village, residents enjoy access to: Championship golf courses Lake Thurmond access and community docks Clubhouse dining, fitness facilities, pools, tennis, pickleball, and walking trails A vibrant lifestyle community known for natural beauty and active living

Highlights

Listed by Kristin Ball , 770-402-8878 Greene Advantage Realty , 706-318-9495. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.61

HOA Fee

4104 Annually

Year Built

2007

County

McCormick

Neighborhood

Savannah Lakes Village

Listing ID

98252042

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Microwave, Built-In Electric Oven, Washer, Refrigerator, Dryer, Disposal, Dishwasher, Cooktop, Water Purifier

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:

Floor:Carpet,Ceramic Tile,Hardwood

Basement:Exterior Entry,Finished,BathStubbed,Full,Walk-Out Access

Other:Walk-in Closet(s),Entrance Foyer,Kitchen Island,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s),Wired for Data

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,097

Taxes

$509

HOA

$4,104

Home Price

$799,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$159,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,096.67

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,096.67	$509.36	$4,104.00	$8,710.03
Yearly	$49,160.07	$6,112.35	$49,248.00	$104,520.42
Total	$1,474,802.00	$183,370.50	$1,477,440.00	$3,135,612.50