Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

105 Ashland Dr, McCormick, SC 29835

House Description

3 bedrooms with private en-suite plus upstairs apartment! Unique Contemporary Farmhouse: Two Homes in One on the Monticello Golf Course Discover an extraordinary living experience at this unique and contemporary farmhouse, designed to offer unparalleled flexibility and privacy. This unique property features two completely separate living spaces, effectively creating two homes within one, with absolutely no noise transfer between units. Main Level Living (No Stairs!): Effortless One-Story Living: Enjoy the convenience of single-level living, ideal for all stages of life. Spacious Layout: Three bedrooms, each with ensuite bathrooms, provide luxurious comfort. Versatile Den/Guest Bedroom: A flexible den space can easily transform into a comfortable guest room. Gourmet Kitchens & Luxurious Baths: Quartz countertops grace both kitchens, bathrooms, and the laundry room, offering a touch of modern elegance. Elegant Details: Flat ceilings with crown molding throughout, coffered ceiling in the main living room, and two gas fireplaces with built-in bookcases create a warm and inviting atmosphere. Oversized 3-Car Garage: Ample space for three vehicles, can accommodate up to a 23 foot boat, a golf cart, and abundant storage. Second Story Suite: Independent Living Space: A complete second living area featuring a large living room, full bath, full kitchen, and bedroom. Flexible Space: Plenty of room for a desk area, kitchen table, and more. Abundant Storage: Two large storage rooms provide ample space for all your belongings. Outdoor Paradise: Expansive Lot: Nearly half an acre of land with only one neighboring property, ensuring privacy and tranquility. Private Buffer: Backing up to a protected buffer zone, guaranteeing no future development. Golf Course Views: Enjoy stunning views of the first hole green of the Monticello Golf Course, with 246.40 feet of direct golf course frontage. Flat Yard: Perfect for outdoor activities like croquet and horseshoes. Circular Driveway: Generous circular driveway provides ample parking for guests. This exceptional property offers a rare combination of luxury, privacy, and versatility. Ideal for multi-generational living, rental income, or simply enjoying the ultimate in spacious living. Don't miss this opportunity to own a truly unique home in Savannah Lakes Village!

Highlights

Listed by Kerry Gambrell Hall , 864-379-1212 and David W. Skidmore , 937-371-1040 Savannah Lakes Realty , 770-605-3082. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.46

HOA Fee

2076 Annually

Year Built

2023

County

McCormick

Neighborhood

Savannah Lakes Village

Listing ID

98197803

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Washer, Refrigerator, Range, Ice Maker, Dryer, Dishwasher

Air Cond:Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:LVT/LVP,Carpet

Other:Walk-in Closet(s),Entrance Foyer,Kitchen Island,Blinds/Shades,Built-in Features,Eat-in Kitchen,In-Law Quarters,Walk-In Closet(s),Wired for Data

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,461

Taxes

$430

HOA

$2,076

Home Price

$675,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$135,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,460.89

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,460.89	$430.31	$2,076.00	$5,967.21
Yearly	$41,530.72	$5,163.75	$24,912.00	$71,606.47
Total	$1,245,921.59	$154,912.50	$747,360.00	$2,148,194.09