Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

130 Presidents Dr Lot 86, McCormick, SC 29835

House Description

Lakefront Home on Lake Thurmond | Private Dock | No HOA | $699,900 Now offered at a reduced price of $699,900! Enjoy lakefront living on Lake Thurmond (Clarks Hill Lake) in this custom Lee Builders home located in the desirable Little River Cottages community. Situated on a large, private waterfront lot with no HOA fees, this property offers the freedom to enjoy the lake lifestyle your way. This thoughtfully designed home features 3 bedrooms, 2.5 bathrooms, approximately 2,900 square feet, a finished walk-out lower level, and beautiful hardwood flooring throughout the main living areas. The open floor plan captures peaceful lake views while providing comfortable spaces for entertaining and everyday living. The kitchen features a gas cooktop, double ovens, and a breakfast area overlooking the water, while the dedicated office provides the perfect space for working remotely or pursuing hobbies. All appliances Convey Step outside to your private dock, relax in the included hot tub, or enjoy the fully fenced backyard with room to entertain family and friends. A standout feature is the detached outbuilding with separate electrical service, providing two additional garage bays ideal for boat storage, personal watercraft, golf carts, vehicles, a workshop, or recreational equipment. An additional parking pad offers dedicated space for an RV, camper, or boat trailer, making this property perfect for outdoor enthusiasts. Property Highlights Custom Lee Builders lakefront home 3 Bedrooms | 2.5 Bathrooms | Approx. 2,900 Sq. Ft. Private dock on Lake Thurmond (Clarks Hill Lake) Large private waterfront lot No HOA fees Finished walk-out lower level Detached outbuilding with 2 additional garage/storage bays Separate electric meter in outbuilding Dedicated RV and boat parking pad Hardwood flooring Gas cooktop & double ovens Dedicated office/flex room Whole-house water purification system Whole-house surge protector Compressor included Hot tub included New roof (2024) New HVAC (2026) Septic pump replaced (2025) Whether you're searching for a full-time lakefront residence, weekend getaway, vacation home, or investment property, this home offers the privacy, storage, and waterfront lifestyle that are increasingly difficult to find. Private dock. No HOA. Extra garage space. RV and boat parking. Major mechanical updates already completed. Experience the best of Lake Thurmond/Clarks Hill Lake living with boating, fishing, kayaking, paddleboarding, and year-round recreation just steps from your backyard.

Highlights

Listed by Kristin Ball , 770-402-8878 Greene Advantage Realty , 706-318-9495. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.3

Year Built

2006

County

McCormick

Neighborhood

Other

Listing ID

100574871

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Gas Cooktop, Electric Oven, Built-In Microwave, Built-In Electric Oven, Washer, Refrigerator, Dryer, Double Oven, Dishwasher, Water Purifier

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:Carpet,Ceramic Tile,Hardwood

Basement:Finished,Full,Walk-Out Access

Other:Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Kitchen Island,Ceiling Fan(s),Hot Tub,Pantry,Basement,Blinds/Shades,Eat-in Kitchen,Wired for Data

Other:County Water

Payment Calculator

Payment Breakdown

Principal Interest

$3,589

Taxes

$446

Home Price

$699,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$139,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,588.56

Principal

Taxes