Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

179 Andover Way, Lugoff, SC 29078

House Description

Sylvan Ridge Exclusive Opportunity from Conquest Homes! Live in this charming 80-lot community in Lugoff with award winning schools minutes from this neighborhood and a small commute to Shaw AFB or Fort Jackson! This one-story with bonus room is The Manchester with bonus room from Conquest Homes, Move-in ready by July, this home features unmatched builder upgrades: fire clay farm sink, large covered back porch, 5 1/4" baseboards, cased windows, hardwood stairs (no carpet!), and durable vinyl planks in living spaces and primary suite. Enjoy peace of mind with upgraded siding, stone accents, and gutters. Builder pays all closing costs up to 8k with preferred lender and atty. Eligible for USDA rural financing no money down. Visit our on-site agent/model home today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Kimberly Sinnett , Conquest Realty LLC , 803-360-1415. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.35

HOA Fee

750 Yearly

Year Built

2026

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

Sylvan Ridge

School District

Kershaw County

Listing ID

634905

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Microwave Above Stove, Tankless H20, Dishwasher,Disposal,Microwave Above Stove,Tankless H20

Air Cond:Central

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Eat In,Island,Pantry,Backsplash-Tiled,Cabinets-Painted,Recessed Lights,Counter Tops-Quartz,Floors-Luxury Vinyl Plank,FROG (With Closet),Ceiling Fan,Garage Opener,Attic Access,Free-standing,Gas,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,712

Taxes

$213

HOA

$750

Home Price

$333,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$66,780

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,711.99

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,711.99	$212.86	$750.00	$2,674.85
Yearly	$20,543.86	$2,554.34	$9,000.00	$32,098.20
Total	$616,315.88	$76,630.05	$270,000.00	$962,945.93

Today's Rates

30 Year

6.63%

20 Year

6.44%

15 Year

6.12%

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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