Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

195 Carrington Dr, Lugoff, SC 29078

House Description

Welcome home to this beautifully maintained one-level home in the desirable Springhaven community of Lugoff. Built in 2023, this 4-bedroom, 2-bath home highlights a comfortable, open layout filled with natural light—perfect for both everyday living and entertaining.The kitchen features granite countertops, ample cabinet space, and flows seamlessly into the main living areas. The spacious primary suite provides a private retreat, while the additional bedrooms allows flexibility for guests, a home office, or hobbies.Enjoy a backyard with plenty of space to make your own—ideal for relaxing, pets, or outdoor gatherings. Located in a welcoming community with a neighborhood pool and convenient access to Camden and Columbia. SHORT DRIVE to Fort Jackson! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Rebecca Greenway , Coldwell Banker Realty , 803-788-2811. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.23

HOA Fee

800 Yearly

Year Built

2023

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

Spring Haven

School District

Kershaw County

Listing ID

622399

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Compactor, Dishwasher, Disposal, Microwave Above Stove, Tankless H20, Compactor,Dishwasher,Disposal,Microwave Above Stove,Tankless H20

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Island,Counter Tops-Granite,Floors-Laminate,Free-standing,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,507

Taxes

$187

HOA

$800

Home Price

$294,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$58,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,507.41

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,507.41	$187.42	$800.00	$2,494.84
Yearly	$18,088.94	$2,249.10	$9,600.00	$29,938.04
Total	$542,668.07	$67,473.00	$288,000.00	$898,141.07