Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

6 Race Stable Ct, Lugoff, SC 29078

House Description

Welcome Home to this exquisite property in the sought after Saddlebrook subdivision across from the Lugoff Elgin Recreational Facility with ballfields, walking trails & kids park off Whitehead Rd & minutes to Interstate 20 & to Columbia, Fort Jackson & about 30 minutes to Shaw Air Force Base in Sumter, SC. This executive open floor plan was built by Essex Homes in 2014 with style & quality construction located on a safe cul-de-sac & it features a covered Front Porch for your Rocking Chairs & upstairs is a Balcony off the Flex Room/Loft to overlook your landscaped plush yard with beds, sprinkler systems & a well for watering your yard. The sellers have done many upgrades with new flooring throughout the main level with Luxury Vinyl Plank flooring, Nine foot plus high smooth ceilings, new stairway step coverings, added a whole house Generac Generator, added a 20' X 20' Two Car Detached Garage with its own sink & electrical panel, garage doors & it can double as a workshop/shed area with extra storage & you have the 2 Car attached Garage as well. The rear yard is landscaped & has sprinklers from the well water, full gutters & a concrete Patio for grilling out & entertaining in the fully Fenced Yard with a Wooden Privacy Fence. As you enter the foyer the Formal Living Room can be an Office with French Doors, a Huge Formal Dining Room has Extra Moldings & high ceilings with Elegance overlooking the massive Great Room with gas logs in the Fireplace, Ceiling Fan & Surround with Mantle. The Gourmet Kitchen has a Breakfast room with Bay Window area, Breakfast Bar for stools, Granite Countertops with Tile Backsplash, Big Kitchen Cabinets, all appliances remain including the Gas Double Convection Oven w/Grill, Pantry, storage closet & Laundry room with W&D connections. Upstairs is a huge carpeted Loft area that has a Closet so it could be a Fourth Bedroom if needed, Security system, two large bedrooms with Fans & large closets, Shared Hall Bath with granite counters, a spacious Primary Suite with ceiling fan, Tray Ceiling, a Sitting Room with Bay, Private Master Bath with a seperate Garden Tub & separate Shower, double vanity, large Walk-in Closet & Pull Down Attic Stairs

Highlights

Listed by Grey Farthing , ERA Wilder Realty , 803-736-7870. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.31

HOA Fee

265 Yearly

Year Built

2014

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

Saddlebrook

School District

Kershaw County

Listing ID

636902

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Microwave Above Stove, Tankless H20, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Above Stove,Tankless H20

Air Cond:Central,Split System

Fireplaces:Insert,Gas Log-Natural

Basement:No Basement

Other:Bar,Bay Window,Eat In,Pantry,Counter Tops-Granite,Cabinets-Other,Backsplash-Tiled,Recessed Lights,Floors-Luxury Vinyl Plank,Office,Loft,Attic Storage,Ceiling Fan,Garage Opener,Security System-Owned,Smoke Detector,Attic Pull-Down Access,Convection,Double Oven,Gas,Grill,Self Clean

Other:Public,Well

Payment Calculator

Payment Breakdown

Principal Interest

$1,929

Taxes

$235

HOA

$265

Home Price

$368,888

Home Price

Loan Details

30 yrs

6.825%

Interest Rate

Loan Type

Down Payment

20%

$73,778

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,928.82

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,928.82	$235.17	$265.00	$2,428.98
Yearly	$23,145.79	$2,821.99	$3,180.00	$29,147.79
Total	$694,373.76	$84,659.80	$95,400.00	$874,433.56