Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

584 Railgate Loop, Lugoff, SC 29078

House Description

Renovated home with level lot and fenced back yard with dog kennel. Lean to store yard equipment. Deck to enjoy morning coffee or relax at the end of the day. Freshley painted throughout. New flooring. Open kitchen, breakfast area and great room with fireplace. All appliances to remain. New granite counter tops. Island for kids to study from or extra prep area for the cook. Formal dining room. Living room for the parents to enjoy television and den for the kids. Master bedroom with two closets. Master bath has double vanities, walk in shower and soaker tub. Two bedrooms share hall bath. Separate laundry room with half bath to accommodate outside traffic. CMLS has not reviewed and therefore does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Marie Stokes , and Pete Stokes , Stokes Realty , 803-420-6493. Consolidated MLS (IDX)

Property Type

Manufactured Home

Lot/Acreage

0.97

Year Built

1997

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

Railgate

School District

Kershaw County

Listing ID

639652

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Water Heater, Dishwasher,Electric Water Heater

Air Cond:Central

Fireplaces:Wood Burning

Basement:No Basement

Other:Bar,Eat In,Island,Counter Tops-Granite,Cabinets-Stained,Floors-Luxury Vinyl Plank,Ceiling Fan,Smoke Detector,Free-standing,Self Clean,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,025

Taxes

$127

Home Price

$199,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$39,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,024.94

Principal

Taxes