Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

27 Westover Ave, Lugoff, SC 29078

House Description

Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. 1 story brick home with 2 main suites & multiple extra spaces. Approximately 1477 sq ft. Updated open living area with great room/dining combo creating open and inviting layout for everyday living or entertaining. Kitchen has all new appliances & new quartz countertops. Enjoy additional living space in the sunroom perfect for relaxing or year round enjoyment. Step outside to the screened porch and deck, providing options for outdoor dining, morning coffee, or hosting guests. Both main suites feature privacy with walk in closets and private baths. Additional rooms include laundry room and at home office. Interior updates include LVP flooring in main living area and new carpet in bedrooms. New Heating & Air unit, new hot water heater and new garage door opener. Attached single car garage provides secure parking and storage. Easy access to I20 and Fort Jackson.

Highlights

Listed by Pete Stokes , and Marie Stokes , Stokes Realty , 803-420-6493. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.35

Year Built

1995

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

None

School District

Kershaw County

Listing ID

633652

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Refrigerator, Microwave Above Stove, Gas Water Heater, Dishwasher,Disposal,Refrigerator,Microwave Above Stove,Gas Water Heater

Air Cond:Central,Gas Pac

Fireplaces:

Basement:No Basement

Other:Galley,Pantry,Cabinets-Painted,Counter Tops-Quartz,Floors-Luxury Vinyl Plank,Office,Attic Storage,Ceiling Fan,Smoke Detector,Attic Pull-Down Access,Free-standing,Gas,Master on Main

Other:Public,Well

Payment Calculator

Payment Breakdown

Principal Interest

$1,230

Taxes

$153

Home Price

$239,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$47,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,230.03

Principal

Taxes