Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

631 Pinnacle Way, Lexington, SC 29072

House Description

Welcome to this stunning 3-story home situated on a desirable corner lot in the highly sought-after Sunset Bay community on Lake Murray! This property offers the ideal combination of space, comfort, and coastal-style living - complete with deeded/community Lake Murray access just moments from your front door. Step inside to find a thoughtfully designed layout featuring light-filled living spaces perfect for everyday living and easy entertaining. The home is centered around a chef's kitchen, complete with ample cabinet storage and a large granite island perfect for meal prep and gathering. Relax in the spacious primary suite featuring its own private balcony and a luxurious bathroom with a soaking tub. Upstairs, the 3rd floor features a versatile bonus room complete with its own private bathroom, making it perfect as a private guest suite, home office, media room, or play area. Outside, the premium corner lot provides added elbow room, privacy, and classic curb appeal. Enjoy sunny afternoons on the lake, launching your boat, or relaxing by the water, all while being just minutes away from top-rated Lexington schools, dining, and shopping. Enjoy access to the exceptional amenities of Sunset Bay, including deeded lake access with dock, boat storage and cabana with fire pit by the lake! Don't miss out on this opportunity to embrace the ultimate Lake Murray lifestyle! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Katherine Belknap , NextHome Specialists , 803-780-4536. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.09

HOA Fee

850 Yearly

Year Built

2017

County

Lexington

Area

Lexington and surrounding area

Neighborhood

Sunset Bay

School District

Lexington One

Listing ID

639119

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Microwave Built In, Tankless H20, Dishwasher,Disposal,Microwave Built In,Tankless H20

Air Cond:Central

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Bar,Eat In,Island,Pantry,Counter Tops-Granite,Cabinets-Stained,Backsplash-Tiled,Recessed Lights,Floors-EngineeredHardwood,Bonus-Finished,Office,Central Vacuum,Garage Opener,Attic Pull-Down Access,Counter Cooktop,Gas

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,405

Taxes

$293

HOA

$850

Home Price

$459,900

Home Price

Loan Details

30 yrs

6.825%

Interest Rate

Loan Type

Down Payment

20%

$91,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,404.69

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,404.69	$293.19	$850.00	$3,547.88
Yearly	$28,856.32	$3,518.24	$10,200.00	$42,574.55
Total	$865,689.57	$105,547.05	$306,000.00	$1,277,236.62