Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

165 Sterling Hill Way, Lexington, SC 29072

House Description

Beautifully maintained, all brick, 2BR/2BA home in the desirable Sterling Bridge community. From the moment you step inside, you'll notice how well this home has been taken care for. LVP flooring, high ceilings, and a spacious family room with a cozy fireplace create an inviting main living area that flows seamlessly into the open kitchen, ideal for everyday living and entertaining. The formal dining room features an elegant coffered ceiling for added charm. The generous primary suite includes a private bath with double vanity and a modern tiled shower with built-in seating. Enjoy the screened porch overlooking a thoughtfully designed, nature-friendly backyard—peaceful, purposeful, and beautifully maintained. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Sheila McCaskill , Coldwell Banker Realty , 803-957-5566. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.15

HOA Fee

121 Monthly

Year Built

2022

County

Lexington

Area

Lexington and surrounding area

Neighborhood

Sterling Bridge

School District

Lexington One

Listing ID

637224

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Microwave Built In, Tankless H20, Gas Water Heater, Dishwasher,Disposal,Microwave Built In,Tankless H20,Gas Water Heater

Air Cond:Central

Fireplaces:Insert,Gas Log-Natural

Basement:No Basement

Other:Bar,Eat In,Pantry,Backsplash-Tiled,Cabinets-Painted,Recessed Lights,Counter Tops-Quartz,Floors-Luxury Vinyl Plank,Attic Storage,Ceiling Fan,Garage Opener,Smoke Detector,Attic Pull-Down Access,Attic Access,Free-standing,Gas,Self Clean,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,065

Taxes

$252

HOA

$121

Home Price

$395,000

Home Price

Loan Details

30 yrs

6.825%

Interest Rate

Loan Type

Down Payment

20%

$79,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,065.35

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,065.35	$251.81	$121.00	$2,438.16
Yearly	$24,784.18	$3,021.75	$1,452.00	$29,257.93
Total	$743,525.50	$90,652.50	$43,560.00	$877,738.00