Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1441 Old Chapin Road 123, Lexington, SC 29072

House Description

PRICE REDUCED...WELCOME TO SPENCES POINT ON LAKE MURRAY. Proud ownership shows in this spacious 3 bedroom, 2 bathroom lakefront condo on beautiful Lake Murray. The open floor plan of offers you stunning sunsets that only gorgeous Lake Murray can provide sitting on your own balcony overlooking the lake. Close to Bomb Island you can enjoy the famous Purple Martins during the summer and there is no better place to watch the fireworks each 4th of July. Sit outside and enjoy the cabana area at the pool with a kitchen and gas grills right on the lake. Boat slips are available at the marina as well as a boat ramp, tennis courts and walking trails. This home is conveniently located close to abundant shopping, restaurants and medical care. If lake living is the life for you, then look no more. Make this your new home today. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Cathy Rakowsky , Real Estate Partners LLC , 803-699-2233. Consolidated MLS (IDX)

Property Type

Condo/Townhome

Lot/Acreage

0.01

HOA Fee

594 Monthly

Year Built

1986

County

Lexington

Area

Lexington and surrounding area

Neighborhood

Spence's Point

School District

Lexington One

Listing ID

629203

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Refrigerator, Microwave Above Stove, Dishwasher,Disposal,Refrigerator,Microwave Above Stove

Air Cond:Central,Heat Pump 1st Lvl

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Bar,Counter Tops-Tile,Counter Tops-Granite,Backsplash-Granite,Cabinets-Painted,Recessed Lights,Ceiling Fan,Smoke Detector,Wetbar,Free-standing,Self Clean,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,843

Taxes

$229

HOA

$594

Home Price

$359,500

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$71,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,843.25

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,843.25	$229.18	$594.00	$2,666.43
Yearly	$22,118.95	$2,750.17	$7,128.00	$31,997.13
Total	$663,568.61	$82,505.25	$213,840.00	$959,913.86