Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1441 Old Chapin Road 722, Lexington, SC 29072

House Description

Live where every day feels like a getaway. This Spences Point condo features one of the best open-water views on Lake Murray, with postcard-worthy sunsets that fill the home with golden light. Step inside to a beautiful 2 bedroom- 2 bath flat featuring luxury bathroom finishes, no carpet, newer thermopane windows and sliding door, custom interior plantation shutters, fresh paint, smooth ceilings, and Minka ceiling fans for a clean modern feel. The screen porch becomes your personal retreat—perfect for relaxing, entertaining, or simply soaking in the lakefront serenity. This home is equipped with 2 storage rooms for your toys. With a community dock, a sparkling pool, tennis court, and plenty of areas to stroll, this property delivers the full Lake Murray lifestyle in a quiet, well-kept community. There is assigned parking at the unit with plenty of nearby over-flow spaces. HOA covers much! ... water-sewer-termite bond-dock-pool-boat ramp-exterior and grounds maintenance, plus more! HVAC unit replaced 2019. Roof replaced 2024. Minutes away enjoy Lexington's best- a wide variety of dining options, entertainment, and shopping. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Mary Ann Hickman , Coldwell Banker Realty , 803-957-5566. Consolidated MLS (IDX)

Property Type

Condo/Townhome

HOA Fee

502.5 Monthly

Year Built

1986

County

Lexington

Area

Lexington and surrounding area

Neighborhood

Spence's Point

School District

Lexington One

Listing ID

639237

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Refrigerator, Dishwasher,Disposal,Refrigerator

Air Cond:Central,Heat Pump 1st Lvl

Fireplaces:Gas Log-Propane

Basement:No Basement

Other:Counter Tops-Granite,Floors-Tile,Backsplash-Tiled,Cabinets-Painted,Ceiling Fan,Smooth Surface,Master on Main

Other:Community

Payment Calculator

Payment Breakdown

Principal Interest

$1,861

Taxes

$231

HOA

$503

Home Price

$363,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$72,600

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,861.19

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,861.19	$231.41	$502.50	$2,595.10
Yearly	$22,334.30	$2,776.95	$6,030.00	$31,141.25
Total	$670,028.94	$83,308.50	$180,900.00	$934,237.44