Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1441 Old Chapin Road 721, Lexington, SC 29072

House Description

Wow! Incredible big water views from almost every room. Unit is on the water. Open floor plan with great spaces for entertaining. Meticulously maintained. Updated throughout. Granite counter tops, stainless steel appliances, new flooring, new tile in primary bath, new roof in 2025, new siding in 2025 Master suite with ensuite bath and private balcony. Community boat launch, dry boat storage (monthly fee), two-day docks, assigned boat lifts at marina, pickleball court, two assigned parking spots in front of unit, and guest parking. Convenient to downtown Lexington, shopping and interstates. Steps away from pool and lake. Incredible sunsets. This is an exceptional property would great for a vacation home or live the lake life every day. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by John Creech , ERA Wilder Realty , 803-765-0211. Consolidated MLS (IDX)

Property Type

Condo/Townhome

Lot/Acreage

0.01

HOA Fee

590 Monthly

Year Built

1988

County

Lexington

Area

Lexington and surrounding area

Neighborhood

Spence's Point

School District

Lexington One

Listing ID

632849

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,051

Taxes

$255

HOA

$590

Home Price

$400,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$80,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,050.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,050.90	$255.00	$590.00	$2,895.90
Yearly	$24,610.80	$3,060.00	$7,080.00	$34,750.80
Total	$738,323.90	$91,800.00	$212,400.00	$1,042,523.90