Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1441 Old Chapin Road #232, Lexington, SC 29072

House Description

Experience lakeside living in this beautifully maintained 2-bedroom, 2-bath condo overlooking Lake Murray. Located on the 3rd floor, this 1,200 SF unit features an open floor plan with vaulted ceilings and a cozy fireplace in the main living area. Large windows fill the space with natural light while showcasing stunning lake views. The sliding glass door leads to a screened-in balcony complete with a storage closet creating the perfect spot to relax and enjoy the scenery. Tile flooring runs throughout the condo for easy maintenance and a clean, modern feel.Community amenities include a resort-style pool, cabana, grilling area, tennis and pickleball courts, private boat ramp, and boat slips with electric lifts available for rent. The HOA covers exterior maintenance, landscaping, roof, pest control, termite bond, water, sewer, and trash, making for truly low-maintenance living. Whether you’re looking for a full-time residence or the perfect lakefront retreat, this condo offers the ideal blend of comfort, convenience, and waterfront lifestyle. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by W Rhett Kelly , and Caroline Kelly , Southern Visions Realty I LLC , 803-359-9571. Consolidated MLS (IDX)

Property Type

Condo/Townhome

Year Built

1990

County

Lexington

Area

Lexington and surrounding area

Neighborhood

Spence's Point

School District

Lexington One

Listing ID

633973

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Refrigerator, Microwave Above Stove, Dishwasher,Refrigerator,Microwave Above Stove

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Floors-Tile,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,640

Taxes

$204

Home Price

$319,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$63,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,640.21

Principal

Taxes