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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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408 Settlers Trl , Lexington, SC 29072
$419,500
Est. Payment: $2,150.88/mo
4 Bed
3 Bath
3289 Sqft
Status: active | Days on site: 140
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Settlers Pointe at Lake Murray offers private neighborhood lake access with a boat ramp and day dock exclusively for residents. Whether you're spending the day on the water, enjoying sunsets at the Lake Murray Dam, dining at nearby waterfront restaurants, or heading into Downtown Lexington for shopping and entertainment, this location places you in the heart of everything that makes Lake Murray living so desirable.Situated on a private lot near a cul-de-sac, 408 Settlers Trail offers a spacious and functional floor plan designed for everyday living and entertaining. The entry welcomes you with a flexible dining room and sitting area before opening into the large family room featuring a gas fireplace. The oversized kitchen is the centerpiece of the home with abundant cabinet and counter space, a true walk-in pantry, tile backsplash, and an eat-in area with easy access to the rear porch. A main-level guest bedroom with access to a full bath provides the ideal setup for visitors, multigenerational living, or a home office. Fresh interior paint, upgraded hardwood flooring, and tile enhance the main level.Upstairs, a generous loft creates a second living area perfect for a media room, playroom, or additional family room. The owner's suite is privately located at the rear of the home and offers ample space for large furniture, a private bath, and a spacious walk-in closet with custom shelving. Two additional bedrooms share a full hall bath, while the conveniently located second-floor laundry room makes daily living even easier. The upper level has also been recently painted and features upgraded carpet and padding.With multiple living spaces, an ideal layout for entertaining, and one of the area's best locations just minutes from Lake Murray, the Lake Murray Dam, Downtown Lexington, shopping, dining, and award-winning Lexington One schools, this home offers an exceptional opportunity to enjoy the Lake Murray lifestyle. Zoned for New Providence Elementary, Lakeside Middle, and River Bluff High School. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Patrick O'Connor , Coldwell Banker Realty , 803-957-5566. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

575 Yearly

Year Built

2008

County

Lexington

Area

Lexington and surrounding area

Neighborhood

Settlers Point At Lake Murray

School District

Lexington One

Listing ID

629111

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Microwave Built In, Tankless H20, Dishwasher,Disposal,Microwave Built In,Tankless H20
Air Cond:Central
Fireplaces:
Basement:No Basement
Other:Eat In,Island,Pantry,Counter Tops-Granite,Cabinets-Stained,Floors-Tile,Backsplash-Tiled,Loft,Ceiling Fan,Garage Opener,Smoke Detector,Attic Access,Built-in,Counter Cooktop,Gas
Other:Public

Exterior Features

Others:Gutters - Full,Front Porch - Covered,Back Porch - Covered
Sewer:Public

Open House

Upcoming Open Houses
Sunday 2:00 pm - 3:30 pm Aug 2
Principal Interest
$2,151
Taxes
$267
HOA
$575

Home Price

$419,500

Loan Details

30 yrs
6.634%

Down Payment

20%
$83,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,150.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,150.88 $267.43 $575.00 $2,993.31
Yearly $25,810.57 $3,209.17 $6,900.00 $35,919.75
Total $774,317.19 $96,275.25 $207,000.00 $1,077,592.44

Today's Rates

30 Year

6.63%

20 Year

6.44%

15 Year

6.12%

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Market insight data is pulled from the same city as the listing being viewed (Lexington, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Columbia MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T00:16:33.700Z

© 2026 Consolidated MLS (IDX)