Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

219 Barnacle Cir, Lexington, SC 29072

House Description

Rarely available in the Lexington market, this approximately 2,750 sq. ft Lake Murray residence offers a combination of space, amenities, convenience, and lifestyle that is exceptionally difficult to find. Featuring a rare 3-car garage, deeded private boat slip, community boat ramp, expansive community pool & gated waterfront living, this property delivers the Lake Murray lifestyle with the convenience of true low-maintenance ownership. One of the property's most unique features is its deeded private boat slip & adjacent shaded lakeside sitting area.The thoughtfully designed floor plan offers 3 bedrooms, 3.5 baths, generous living and entertaining spaces, a screened porch, private deck/patio & views of Lake Murray from the primary suite, living room, and deck/patio.Designed for ease of ownership, residents enjoy professionally maintained grounds, exterior maintenance, & community amenities that allow more time enjoying Lake Murray & less time managing property upkeep.Seay Cove is located just minutes from downtown Lexington, providing easy access to restaurants, shopping, pharmacies & entertainment such as the Lexington Icehouse Amphitheater. Located in Lexington One School District, including New Providence Elementary, Lakeside Middle & River Bluff High School.This is a unique opportunity to enjoy one of the area's most distinctive low-maintenance lake-oriented lifestyles. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Patti Dieterly , Todd Realty Partners , 803-814-6363. Consolidated MLS (IDX)

Property Type

Condo/Townhome

HOA Fee

525 Monthly

Year Built

2000

County

Lexington

Area

Lexington and surrounding area

Neighborhood

Seay Cove

School District

Lexington One

Listing ID

636431

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Microwave Above Stove, Stove Exhaust Vented Exte, Gas Water Heater, Dishwasher,Disposal,Microwave Above Stove,Stove Exhaust Vented Exte,Gas Water Heater

Air Cond:Central,Heat Pump 1st Lvl,Heat Pump 2nd Lvl

Fireplaces:

Basement:No Basement

Other:Floors-Hardwood,Island,Pantry,Counter Tops-Solid Surfac,Backsplash-Other,Cabinets-Painted,Recessed Lights,Built-in,Smooth Surface

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,381

Taxes

$420

HOA

$525

Home Price

$659,500

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$131,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,381.42

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,381.42	$420.43	$525.00	$4,326.85
Yearly	$40,577.05	$5,045.18	$6,300.00	$51,922.23
Total	$1,217,311.53	$151,355.25	$189,000.00	$1,557,666.78