Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

413 Wise Ferry Rd, Lexington, SC 29072

House Description

Stunning Ranch Home on 2.69 Private Acres with Saltwater Pool:Nestled on 2.69 acres, this beautifully maintained ranch-style home offers the perfect blend of comfort, functionality, and outdoor living. The main level features a formal dining room, an open-concept kitchen with granite countertops, a large bar, and a spacious breakfast area overlooking the backyard oasis.The inviting great room boasts a vaulted ceiling, custom built-in bookshelves, and a striking natural gas stone fireplace. Just beyond, the four-seasons room provides year-round enjoyment with peaceful views of the gunite saltwater pool.The primary suite and three additional bedrooms are conveniently located on the main floor. A versatile Finished Room Over Garage (FROG) provides additional living space and can serve as a home office, playroom, or media room.Quality finishes include Acacia tongue-and-groove hardwood flooring throughout the foyer, formal dining room, great room, kitchen, breakfast area, and quest bedroom #2. The home, four-seasons room, and FROG each feature separate HVAC zones for enhanced comfort and efficiency.Step outside to your own private retreat featuring a spacious deck, gunite saltwater pool, mature landscaping, and abundant shrubbery for added privacy. A charming picnic shelter tucked along the backyard path includes a large barbecue pit capable of roasting a whole hog, making it ideal for entertaining. You'll also enjoy a productive pear tree that bears plenty of fruit each season.Additional features include:Public water service with a private wellWell water supplies the irrigation system and poolside faucetSeptic systemMajor home remodel completed in 2018Gunite saltwater pool and retaining wall added in 2011Paid-off solar panels installed in 2013 (not leased)Back deck replaced in 2019This exceptional property offers privacy, energy efficiency, and outstanding outdoor amenities, all while providing the convenience of single-level living. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Moricia Hare , Coldwell Banker Realty , 803-957-5566. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

2.69

Year Built

1991

County

Lexington

Area

Lexington and surrounding area

Neighborhood

None

School District

Lexington One

Listing ID

639724

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Refrigerator, Microwave Above Stove, Electric Water Heater, Dishwasher,Refrigerator,Microwave Above Stove,Electric Water Heater

Air Cond:Central,Split System

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Bar,Eat In,Floors-Hardwood,Counter Tops-Granite,Backsplash-Tiled,Cabinets-Painted,Sun Room,FROG (No Closet),Ceiling Fan,Garage Opener,Smoke Detector,Attic Pull-Down Access,Attic Access,Free-standing,Self Clean,Smooth Surface,Master on Main

Other:Public,Well

Payment Calculator

Payment Breakdown

Principal Interest

$3,379

Taxes

$420

Home Price

$659,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$131,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,378.86

Principal

Taxes