Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

115 Garden Trail Ln, Lexington, SC 29072

House Description

LOCATION, LOCATION, LOCATION! This home sits in a prime spot close to everything you need, tucked away on a quiet cul-de-sac with a privately fenced yard. Well maintained home, offering 2 bedrooms and 2 bathrooms on the main level and an EXTRA BONUS ROOM OVER THE 2-CAR GARAGE. Lots of storage in the spacious garage. You'll enjoy an open floor plan that feels spacious and inviting, plus lots of natural light. There’s both a separate dining area and a cozy eat-in kitchen featuring granite counters and stainless appliances. The great room boasts a gas fireplace and connects to a welcoming, light and bright sunroom. The large primary bedroom is on the main level, complete with double sinks, a separate shower, and a roomy walk-in closet. The split layout includes a second bedroom and bathroom on the main floor as well as the laundry room. Updates include an HVAC system installed in 2024 and a water heater from 2025. The backyard is tranquil and private, offering plenty of space for gardening or relaxing on the patio while listening to birds. Welcome home! Disclaimer: CMLS has not been reviewed and, therefore, does not endorse vendors who may appear in the listing. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Betsy Nagel , EXIT Real Est Consultants , 803-358-0888. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

200 Yearly

Year Built

2003

County

Lexington

Area

Lexington and surrounding area

Neighborhood

Garden Place

School District

Lexington One

Listing ID

631503

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Microwave Above Stove, Electric Water Heater, Dishwasher,Disposal,Microwave Above Stove,Electric Water Heater

Air Cond:Central

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Bar,Eat In,Island,Counter Tops-Granite,Backsplash-Tiled,Cabinets-Painted,Ceiling Fan,Floors-Luxury Vinyl Plank,Sun Room,BookCase,Garage Opener,Smoke Detector,Attic Pull-Down Access,Attic Access,Free-standing,Self Clean,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,769

Taxes

$220

HOA

$200

Home Price

$345,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$69,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,768.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,768.90	$219.94	$200.00	$2,188.84
Yearly	$21,226.81	$2,639.25	$2,400.00	$26,266.06
Total	$636,804.37	$79,177.50	$72,000.00	$787,981.87