Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

509 Frosty Ln, Lexington, SC 29072

House Description

This beautifully designed Ellerbe offers the perfect blend of style, comfort, and efficiency- crafted for everyday living and convenience! From the moment you step inside, you’re welcomed by a bright, open foyer that flows seamlessly into the spacious kitchen and dining area- setting the tone for the home’s inviting layout. At the heart of the home is a stunning, open-concept living space and a cozy fireplace. The kitchen overlooks the family room, creating the ideal setting for both everyday living and entertaining. The kitchen is truly a standout, featuring elegant designer cabinetry, granite countertops, stainless steel appliances- including a gas range- and an impressive, oversized island that makes meal prep effortless while keeping you connected to family and guests. A large double-door pantry adds both convenience and functionality. Upstairs, retreat to your private primary suite, with double-doors welcoming you to your personal sanctuary. This luxurious space features a spa-inspired bathroom complete with double vanities, a garden tub, a tiled shower, and a walk-in closet. Three additional generously sized bedrooms, and a full bath provide ample space for family, guests, or a home office. Step outside to the back porch and unwind with your morning coffee or enjoy the gentle Carolina breeze in the evening- your own peaceful outdoor escape. Beyond its beauty, this home is built with energy efficiency in mind. Constructed using sustainable building practices and meeting HERS and NAHB Green guidelines, it’s designed to help you save on utility costs while living comfortably year-round. Easy commute to from Lexington’s vibrant shopping, dining, and entertainment, you’ll also enjoy private homesites with stunning wooded views that truly set this community apart. Now is the perfect time to secure your new home. Opportunities like this don’t last long- schedule your tour today and start envisioning your future here! Photos may show options. Please contact On-Site Agent for details and construction updates. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings Disclaimer: CMLS has Disclaimer: CMLS has not reviewe

Highlights

Listed by Alaina Phelps , Eastwood Homes of Columbia LLC , 803-610-1948. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.18

HOA Fee

650 Yearly

Year Built

2026

County

Lexington

Area

Rural W Lexington Co - Batesburg etc

Neighborhood

Ferry Grove

School District

Lexington One

Listing ID

630801

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Microwave Above Stove, Tankless H20, Gas Water Heater, Dishwasher,Disposal,Microwave Above Stove,Tankless H20,Gas Water Heater

Air Cond:Central

Fireplaces:Gas Log-Propane

Basement:No Basement

Other:Island,Pantry,Counter Tops-Granite,Backsplash-Tiled,Recessed Lights,Floors-Luxury Vinyl Plank,Garage Opener

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,691

Taxes

$210

HOA

$650

Home Price

$329,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$65,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,691.48

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,691.48	$210.31	$650.00	$2,551.79
Yearly	$20,297.75	$2,523.74	$7,800.00	$30,621.49
Total	$608,932.64	$75,712.05	$234,000.00	$918,644.69