Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

40154 Crooked Stick Dr, Lancaster, SC 29720

House Description

Public Remarks Welcome to this lovely home located in the desirable Edgewater community in Lancaster, SC. This residence offers 3 bedrooms, 2.5 bathrooms, and a fully fenced backyard, providing both comfort and privacy. As you enter the home, you’re greeted by a formal dining area, perfect for hosting family gatherings or special occasions. The space flows seamlessly into the kitchen, which features a large island ideal for entertaining, ample cabinetry, and an open layout overlooking the living room with a cozy fireplace—the perfect place to relax and unwind. The primary bedroom is conveniently located on the main level and features an ensuite bathroom, along with easy access to the main-floor laundry room, offering everyday convenience. Upstairs, you’ll find a spacious bonus area that can easily serve as a game room, movie room, home gym, or playroom—the options are truly endless. Two generously sized bedrooms, one featuring a large walk-in closet, as well as a full bathroom conveniently located nearby. Just off the bonus room is an unfinished space currently used for storage, which could be fully finished to create a fourth bedroom, home office, or flex space. Step outside to your private backyard retreat, complete with space to relax by the firepit, read a book, or entertain guests—your own outdoor oasis. The front and side yards have sprinklers installed and as an owner you'll enjoy the benefit of lawn maintenance. Beyond the home, Edgewater offers outstanding community amenities, including a resort-style swimming pool, clubhouse, walking trails, playgrounds, and sports courts, creating a vibrant and active lifestyle for residents. Plus, you’re just minutes from shopping, dining, and the popular Brickwood Restaurant, making it easy to enjoy great food and local favorites close to home. This home truly offers the perfect blend of comfort, flexibility, and community living—don’t miss the opportunity to make it yours. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Heather Brown , and Amanda Siemietkowski , F & E Realty LLC , 803-272-0273. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.09

HOA Fee

528 Yearly

Year Built

2022

County

Lancaster

Area

All Others SC Counties

Neighborhood

Edgewater Club Estates

School District

Lancaster County

Listing ID

625596

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Dryer, Refrigerator, Washer, Microwave Above Stove, Dishwasher,Dryer,Refrigerator,Washer,Microwave Above Stove

Air Cond:Central

Fireplaces:Electric

Basement:No Basement

Other:Island,Pantry,Counter Tops-Granite,Floors-Laminate,Backsplash-Tiled,Cabinets-Painted,Bonus-Finished,Loft,Free-standing,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,656

Taxes

$206

HOA

$528

Home Price

$323,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$64,600

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,656.10

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,656.10	$205.91	$528.00	$2,390.01
Yearly	$19,873.22	$2,470.95	$6,336.00	$28,680.17
Total	$596,196.55	$74,128.50	$190,080.00	$860,405.05