Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

11 Saints Creek Ct, Irmo, SC 29063

House Description

Welcome to 11 Saints Creek Court in the desirable St. John’s Place subdivision! Nestled on a peaceful cul-de-sac, this beautiful three-level home sits on an .55 lot, offering privacy, space, and exceptional outdoor living. Inside, you’ll find hardwood floors throughout the first and second levels. The main floor features a formal living room, formal dining room, and a spacious great room featuring a gas fireplace flanked by two custom built-in bookshelves, creating a warm and inviting focal point. The great room opens seamlessly to the kitchen, creating an ideal layout for both everyday living and entertaining. The kitchen boasts granite countertops, a tile backsplash, a center island, and ample cabinet space. The second level is dedicated to the spacious primary suite and includes a conveniently located laundry room, providing both comfort and convenience. The third level features four additional bedrooms with a shared full bathroom, offering plenty of space for family, guests, or a home office. Step outside from the kitchen to the screened porch, which leads to an incredible custom outdoor living area. Designed with entertaining in mind, this backyard retreat features a stunning custom pergola, built-in cabinetry, a built-in grill, dedicated storage for an outdoor TV, comfortable lounge seating, an outdoor dining area, and a beautiful stone gas fireplace. From this outdoor oasis, you’ll enjoy peaceful views of a small pond, providing the perfect backdrop for relaxing evenings or gatherings with family and friends. The garage includes an additional workshop area, offering extra space for hobbies, projects, or storage. Residents of St. John’s enjoy outstanding community amenities, including a swimming pool, playground, sand volleyball court, and club house. Located in the award-winning Lexington/Richland Five School District and just minutes from shopping, dining, and major conveniences, this home combines comfort, functionality, and an unbeatable location. Don’t miss your opportunity to own this one-of-a-kind home in one of Irmo’s most sought-after neighborhoods! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listi

Highlights

Listed by Sarah Prime , W Realty , 803-732-9119. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.55

HOA Fee

440 Yearly

Year Built

1999

County

Richland

Area

Irmo/St Andrews/Ballentine

Neighborhood

St Johns Place

School District

Lexington/Richland Five

Listing ID

639314

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,202

Taxes

$274

HOA

$440

Home Price

$429,500

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$85,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,202.15

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,202.15	$273.81	$440.00	$2,915.96
Yearly	$26,425.84	$3,285.67	$5,280.00	$34,991.52
Total	$792,775.29	$98,570.25	$158,400.00	$1,049,745.54