Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

214 Rolling Creek Cir, Irmo, SC 29063

House Description

$40,000 PRICE IMPROVEMENT. Stunning All-Brick Retreat in Prestigious Rolling Creek. Set on a beautifully wooded .68-acre lot. This exceptional custom-built home offers refined living in one of Irmo’s most sought-after communities. Zoned for award-winning Lexington-Richland Five schools. This 5-bedroom, 3-bathroom, 3435-sq-ft residence blends timeless craftsmanship with modern comfort. A tree-lined driveway welcomes you, leading to a property surrounded by mature hardwoods for privacy and serenity. Inside, you’ll find exquisite trim work, detailed molding, wainscoting, and rich hardwood floors throughout the main living areas. The main-floor owner’s suite is a true sanctuary, featuring tray ceilings, a spa-inspired en-suite with a separate water closet, walk-in shower, whirlpool tub, double vanities, and two spacious closets. A guest bedroom and full bath are thoughtfully positioned on the opposite side of the home to create an ideal setup for visitors or multigenerational living. Entertain in the formal dining room, highlighted by dramatic Palladian windows. The kitchen features granite countertops, stainless steel appliances, beautiful wood cabinetry, a pantry, and an inviting eat-in area with a cathedral ceiling. This space flows seamlessly into the great room, where soaring cathedral ceilings, a skylight, and French doors lead to the bright and airy All-Season sunroom. The impressive All-Season sunroom overlooks beautiful flower gardens and fenced backyard, with dual deck access that enhances both indoor and outdoor living. Upstairs, you’ll find a full bath and two generously sized bedrooms, each with walk-in closets, plus a large room over the garage that can serves as a fifth bedroom, complete w/ a closet and additional storage. All the bedrooms feature new luxury plank flooring for a fresh, modern feel and easy to maintain. The community pool & cabana are the perfect spot to relax, unwind, and connect with neighbors. Rolling Creek is ideally located just two miles from I-26 and only minutes from Lake Murray, two marinas, healthcare, shopping, and dining. Disclaimer: CMLS has not reviewed and, ther Disclaimer: CMLS has not reviewed and, therefore,

Highlights

Listed by Rachelle Rawl , Property Consultants , 803-732-0087. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.68

HOA Fee

520 Yearly

Year Built

1999

County

Richland

Area

Irmo/St Andrews/Ballentine

Neighborhood

Rolling Creek

School District

Lexington/Richland Five

Listing ID

635119

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Stove Exhaust Vented Exte, Gas Water Heater, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Stove Exhaust Vented Exte,Gas Water Heater

Air Cond:Central

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Eat In,Pantry,Counter Tops-Granite,Cabinets-Stained,Floors-Tile,Sun Room,Attic Storage,Ceiling Fan,Garage Opener,Smoke Detector,Attic Access,Free-standing,Self Clean,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,281

Taxes

$408

HOA

$520

Home Price

$639,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$127,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,280.93

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,280.93	$407.94	$520.00	$4,208.86
Yearly	$39,371.12	$4,895.24	$6,240.00	$50,506.36
Total	$1,181,133.66	$146,857.05	$187,200.00	$1,515,190.71