Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

118 Signal Ln, Irmo, SC 29063

House Description

LAKE MURRAY LIVING AT ITS FINEST! Just minutes from downtown Columbia, this stunning lakefront home has the perfect combination of convenience, comfort, and breathtaking deep water views all within a large no wake zone. Enjoy expansive panoramic views of beautiful Lake Murray from nearly every room in the house! This spacious home features 5 bedrooms, a luxurious primary suite with French doors that open to the expansive patio, a laundry room on each level, walk-in vault, and a dedicated theater room ideal for movie nights or watching the big game. The lower level includes a convenient full kitchen, perfect for guests, entertaining, or creating a separate living space. Step outside and take in the lake breeze from the large covered porch overlooking the water, the ideal spot for morning coffee or sunset relaxation. The outdoor entertainment area has plenty of space for grilling, gathering, and enjoying all that lake life has for you. Whether you're looking for a permanent residence or a weekend retreat, this home embodies Lake Murray living at its finest - comfort, convenience (located near the Marina with Liberty restaurant), and stunning waterfront views all in one exceptional home. School zoning will change to Chapin High School for 2026-2027. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Amanda Peluso , Coldwell Banker Realty , 803-799-8035. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.28

Year Built

2005

County

Richland

Area

Lake Murray (Irmo, Chapin Side)

Neighborhood

Beacon Point

School District

Lexington/Richland Five

Listing ID

634593

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:5
▪ Full Bathrooms:5

Appliances:Dishwasher, Icemaker, Refrigerator, Microwave Built In, Dishwasher,Icemaker,Refrigerator,Microwave Built In

Air Cond:Central

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Eat In,Floors-Hardwood,Island,Pantry,Counter Tops-Granite,Cabinets-Painted,Recessed Lights,Second Kitchen,Media Room,BookCase,Ceiling Fan,Counter Cooktop,Gas,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$11,275

Taxes

$1,402

Home Price

$2,199,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$439,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$11,274.82

Principal

Taxes

	Principal	Taxes	HOA	Total
Monthly	$11,274.82	$1,401.86	$0.00	$12,676.68
Yearly	$135,297.86	$16,822.35	$0.00	$152,120.21
Total	$4,058,935.66	$504,670.50	$0.00	$4,563,606.16