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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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406 N Steeple Crest N , Irmo, SC 29063
$699,900
Est. Payment: $3,588.56/mo
5 Bed
4.5 Bath
3776 Sqft
Status: pending | Days on site: 79
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

406 N Steeple Chase in Irmo’s Ascot Downs offers the kind of floor plan that is incredibly hard to find. This 5-bedroom, 4.5-bath home features 4 of the bedrooms & 3 full baths on the main level, including the owner’s suite, with only the 5th bedroom located upstairs. Set on a large, flat lot with a huge backyard & beautiful surroundings, this home combines main-level living, privacy, flexibility, & space in one of Irmo’s most established neighborhoods.Inside, the two-story foyer makes an impressive first impression. A large formal dining room sits to the right, while an office or sitting room is tucked privately around the corner to the left. From there, the home opens into a spacious great room wrapped in windows, filled with natural light, & anchored by a gas fireplace.The kitchen is one of the most memorable spaces in the home. Open to the family room, it features soaring ceilings, dramatic pendant lighting, extensive cabinetry, generous counter space, & a large eat-in area overlooking the backyard. The scale of the room gives it a bright, open feel, while the layout makes it practical for everyday living, entertaining, & family gatherings. The kitchen also offers easy access to the laundry room, half bath, garage entry, & formal dining room.The owner’s suite is privately positioned at the back of the home & offers direct access to the back deck. The suite features two large closets & a remodeled bathroom with impressive ceiling height, dual vanities, a soaking tub, & a large shower.Bedroom 2 is located on the opposite side of the home for added privacy & has access to a full bath in the hall. Bedrooms 3 & 4 share a Jack-and-Jill bath, creating an ideal setup for family or guests. Upstairs, bedroom 5 offers excellent flexibility with a large walk-in closet & private full bath, making it perfect for guests, teens, a private office, or a separate retreat.Ascot Downs is around the corner from top-rated Lexington-Richland School District 5 schools, including River Springs Elementary, Dutch Fork Middle, & Dutch Fork High. *Ask about possible 2K in lender credit. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings

Highlights

Listed by Patrick O'Connor , Coldwell Banker Realty , 803-957-5566. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage
0.69

HOA Fee

1200 Yearly

Year Built

1998

County

Richland

Area

Irmo/St Andrews/Ballentine

Neighborhood

Ascot Downs

School District

Lexington/Richland Five

Listing ID

633459

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4.5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave Built In, Dishwasher,Microwave Built In
Air Cond:Central
Fireplaces:
Basement:No Basement
Other:Bar,Eat In,Floors-Hardwood,Island,Backsplash-Tiled,Cabinets-Painted,Counter Tops-Granite Tile,Recessed Lights,Office,Attic Storage,BookCase,Ceiling Fan,Garage Opener,Attic Access,Built-in,Counter Cooktop,Master on Main
Other:Public

Exterior Features

Others:Deck,Gutters - Full,Back Porch - Screened
Sewer:Public
Principal Interest
$3,589
Taxes
$446
HOA
$1,200

Home Price

$699,900

Loan Details

30 yrs
6.634%

Down Payment

20%
$139,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,588.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,588.56 $446.19 $1,200.00 $5,234.75
Yearly $43,062.74 $5,354.24 $14,400.00 $62,816.98
Total $1,291,882.25 $160,627.05 $432,000.00 $1,884,509.30

Today's Rates

30 Year

6.63%

20 Year

6.44%

15 Year

6.12%

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Market insight data is pulled from the same city as the listing being viewed (Irmo, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Columbia MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T22:09:18.300Z

© 2026 Consolidated MLS (IDX)