Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1017 Aderley Oak Dr, Irmo, SC 29063

House Description

Welcome home to this adorable 3 bedroom 2 bath home near the heart of Irmo in Ballentine!! Located in sought after Aderley and zoned for award winning Ballentine and Dutch Fork Schools only 1 mile from Lake Murray and boat rentals! The well maintained house is surrounded by custom flower beds and beautiful flowers for year round enjoyment! Many updates including new LVP flooring, stunning quartz countertops, new HVAC, new water heater, newer roof, newer appliances and more!! A split floor plan with master on the left and 2 spacious bedrooms on the right. Enjoy a gas insert fireplace in the living area with a gas connection available for range. The back deck for grilling and entertaining overlooks the beautiful landscaped fully fenced back yard. A window from the kitchen allows access to the living room. The large master boasts vaulted ceilings, private bath, walk in closet and built in display shelf. The secondary bedrooms have ample storage with a deep closet and a walk-in closet. Whether starting a family or retiring to the area, this house is convenient to everything Irmo! From shopping to interstates and schools, schedule a private showing and see this house in person!! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Steve Slavich , Coldwell Banker Realty , 803-732-2200. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.18

HOA Fee

175 Yearly

Year Built

2004

County

Richland

Area

Irmo/St Andrews/Ballentine

Neighborhood

Aderley

School District

Lexington/Richland Five

Listing ID

628438

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Microwave Above Stove, Gas Water Heater, Dishwasher,Disposal,Microwave Above Stove,Gas Water Heater

Air Cond:Heat Pump 1st Lvl

Fireplaces:Insert,Gas Log-Natural

Basement:No Basement

Other:Cabinets-Natural,Eat In,Counter Tops-Quartz,Floors-Luxury Vinyl Plank,Attic Storage,Ceiling Fan,Garage Opener,Smoke Detector,Attic Pull-Down Access,Attic Access,Free-standing,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,230

Taxes

$153

HOA

$175

Home Price

$239,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$47,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,230.03

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,230.03	$152.94	$175.00	$1,557.96
Yearly	$14,760.33	$1,835.24	$2,100.00	$18,695.56
Total	$442,809.76	$55,057.05	$63,000.00	$560,866.81