Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

8509 Bannock Cir, Graniteville, SC 29829

House Description

Seller offering a permanent buydown interest rate as low as 4.99% with preferred lending partners on VA & FHA loans, plus a 7000 dollar builder incentive that can be used towards closing costs and upgrades. The Innsbrook plan delivers a bright, open layout ideal for both everyday living and entertaining. A covered front porch welcomes you inside, while the covered back porch and extended patio provide the perfect setting for relaxing or hosting guests outdoors. The kitchen is appointed with granite countertops, and the bathrooms feature elegant quartz countertops for a polished finish throughout the home. A tankless gas water heater adds efficiency and convenience to this thoughtfully crafted design. Located in Clearwater Preserve, residents enjoy a community lifestyle enhanced by a pool, pavilion, nature trails, pickleball courts, underground utilities, and sidewalks. With quality construction and desirable amenities, this home offers the best of comfort and convenience in a scenic neighborhood setting. 625-CP-7009-01

Highlights

Listed by Eric Crawford , 706-267-5585 and Stephanie Parris , 678-736-3035 Berkshire Hathaway HomeServices Beazley Realtors , 706-863-1775. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

533 Annually

Year Built

2026

County

Aiken

Neighborhood

Clearwater Preserve

Listing ID

98257037

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Range, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet

Other:Walk-in Closet(s),Kitchen Island,Pantry,Walk-In Closet(s),Wired for Data

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,533

Taxes

$191

HOA

$533

Home Price

$298,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$59,780

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,532.53

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,532.53	$190.55	$533.00	$2,256.08
Yearly	$18,390.42	$2,286.59	$6,396.00	$27,073.00
Total	$551,712.54	$68,597.55	$191,880.00	$812,190.09