Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

8455 Bannock Cir, Graniteville, SC 29829

House Description

Welcome to the Faber II by Pierwood Construction--a beautifully designed ranch home that combines open-concept living with modern elegance. This spacious 3-bedroom, 2-bathroom floor plan offers effortless flow and comfort, perfect for today's lifestyle. Step inside to find durable click flooring that extends through the foyer, great room, and kitchen, setting a stylish tone from the moment you enter. The heart of the home is the eloquent kitchen, featuring a gas stove, built-in microwave, and stunning granite countertops throughout--ideal for both everyday meals and entertaining guests. Enjoy endless hot water with a gas tankless water heater, gas furnace and relax in the bright, airy great room, complete with a ceiling fan for year-round comfort. Retreat to the tranquil primary bedroom, which also boasts a ceiling fan and plenty of natural light. Every detail in the Faber has been thoughtfully chosen to offer both style and functionality. Outside, enjoy all the amenities your neighborhood has to offer, including scenic nature trails, pickleball courts, and a sparkling swimming pool--perfect for active living and relaxation. Experience the best of ranch-style, open floor plan living in the Faber by Pierwood Construction. Schedule your tour today and discover the perfect place to call home! Builder is offering a 7,000 incentive that can be used towards closing costs, upgrades, or to buy down the interest rate. 625-CP-0803-01

Highlights

Listed by Eric Crawford , 706-267-5585 and Renee Drumgoole Cottingham , 706-834-8823 Berkshire Hathaway HomeServices Beazley Realtors , 706-863-1775. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.25

HOA Fee

533 Annually

Year Built

2025

County

Aiken

Neighborhood

Clearwater Preserve

Listing ID

98199565

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Range, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet,Ceramic Tile

Other:Walk-in Closet(s),Pantry,Walk-In Closet(s),Wired for Data

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,640

Taxes

$204

HOA

$533

Home Price

$319,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$63,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,640.21

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,640.21	$203.94	$533.00	$2,377.14
Yearly	$19,682.48	$2,447.24	$6,396.00	$28,525.72
Total	$590,474.54	$73,417.05	$191,880.00	$855,771.59