Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3101 Banter Dr, Graniteville, SC 29829

House Description

**Discover the Magnolia Plan by Pierwood Construction in Clearwater Preserve!** Step into comfort and style with this stunning 3-bedroom, 2-bathroom Magnolia home, offering 1,790 square feet of thoughtfully designed living space. From the charming covered front porch to the spacious covered rear porch, this home is perfect for enjoying the outdoors year-round. Inside, the open-concept great room welcomes you with a cozy gas log fireplace, creating the perfect setting for relaxing evenings or entertaining guests. The modern kitchen seamlessly connects to the living and dining areas, making it the heart of the home. Retreat to the spacious primary suite, complete with a luxurious bathroom featuring separate vanities and a generous walk-in closet. Each additional bedroom also offers ample closet space, ensuring comfort and convenience for everyone. This home is loaded with upgrades, including a tankless gas water heater, efficient gas furnace, and a practical mud room for everyday organization. The attached 2-car garage provides plenty of space for vehicles and storage. With quality finishes throughout, walk-in closets, and inviting outdoor living spaces, the Magnolia Plan by Pierwood Construction is designed for modern living. Enjoy the resort-style amenities of Clearwater Preserve, including a sparkling pool, pickleball courts, a welcoming fire pit, and scenic nature trails--perfect for an active and vibrant lifestyle. Builder is offering a 7,000 incentive that can be used towards closing costs, upgrades, or to buy down the interest rate. Experience a 360-degree tour of a previously built home with this floor plan. 625-CP-0803-01

Highlights

Listed by Eric Crawford , 706-267-5585 and Renee Drumgoole Cottingham , 706-834-8823 Berkshire Hathaway HomeServices Beazley Realtors , 706-863-1775. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.21

HOA Fee

533 Annually

Year Built

2025

County

Aiken

Neighborhood

Clearwater Preserve

Listing ID

98200750

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Range, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet,Ceramic Tile

Other:Walk-in Closet(s),Pantry,Walk-In Closet(s),Wired for Data

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,671

Taxes

$208

HOA

$533

Home Price

$325,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$65,180

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,670.97

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,670.97	$207.76	$533.00	$2,411.73
Yearly	$20,051.65	$2,493.13	$6,396.00	$28,940.78
Total	$601,549.40	$74,794.05	$191,880.00	$868,223.45