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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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458 Horse Cove Rd , Gilbert, SC 29054
$775,000
Est. Payment: $3,973.62/mo
4 Bed
3.5 Bath
2850 Sqft
Status: pending | Days on site: 55
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Perfect Lake Murray waterfront home in a rare, private cove setting. Inside, the setting becomes part of the experience. Connected with French doors, wide windows, and natural light frame the cove from the moment you walk in. The home has upgraded spray-foam insulation throughout and all redone finishes. The eat-in kitchen features a large pantry, granite counters, painted cabinetry, a tiled backsplash, an island, and an easy, open layout ideal for gathering after a day on the lake. The main-level primary suite is elevated and private, with double doors opening right toward the water and a beautifully upgraded bath offering a granite double vanity and a custom shower. Luxury vinyl plank and tile flooring run throughout the home for perfect durability and style. Upstairs, three large bedrooms, two full baths and a spacious loft create a true second living area or flex space with large windows and amazing views. Outside, the deck, covered front porch, private boat ramp, and dock make it effortless to enjoy quiet mornings, full boat days, and unforgettable sunsets. With no HOA, furnishing options available, and a renovation that touched every major component, this home delivers upgraded living in an exclusive Lake Murray setting you cannot duplicate. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Sami Hashash , American Dream Realty , 803-687-8022. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage
0.23

Year Built

1971

County

Lexington

Area

Lake Murray (Lexington Side)

Neighborhood

None

School District

Lexington Three

Listing ID

635019

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Refrigerator, Microwave Built In, Dishwasher,Disposal,Refrigerator,Microwave Built In
Air Cond:Central
Fireplaces:
Basement:No Basement
Other:Eat In,Island,Pantry,Counter Tops-Granite,Backsplash-Tiled,Cabinets-Painted,Recessed Lights,Floors-Luxury Vinyl Plank,Loft,Smoke Detector,Attic Access,Smooth Surface,Island Cooktop,Master on Main
Other:Public

Exterior Features

Others:On Water,Boat Ramp,Deck,Dock,Front Porch - Covered,Back Porch - Uncovered
Sewer:Septic
Principal Interest
$3,974
Taxes
$494

Home Price

$775,000

Loan Details

30 yrs
6.634%

Down Payment

20%
$155,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,973.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,973.62 $494.06 $0.00 $4,467.68
Yearly $47,683.42 $5,928.75 $0.00 $53,612.17
Total $1,430,502.56 $177,862.50 $0.00 $1,608,365.06

Today's Rates

30 Year

6.63%

20 Year

6.44%

15 Year

6.12%

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Market insight data is pulled from the same city as the listing being viewed (Gilbert, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Columbia MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T00:16:33.700Z

© 2026 Consolidated MLS (IDX)