Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

171 Marina Cove Dr, Gilbert, SC 29054

House Description

PLEASE VIEW VIRTUAL TOUR LINK! Welcome to lake living in the highly sought-after Marina Cove community located in the coveted Lexington One School District! This charming 2-bedroom, 2-bathroom lakefront bungalow offers approximately 1,056 square feet of comfortable living space with the perfect blend of relaxation, convenience, and waterfront charm. Enjoy breathtaking Lake Murray sunset views from the back porch while overlooking the peaceful water, creating the ideal setting for morning coffee or evening gatherings. The home has been tastefully updated and is in great condition, offering a cozy and inviting atmosphere that is move-in ready. Marina Cove residents enjoy access to community amenities including a clubhouse, pool, and boat parking, making it easy to embrace the lake lifestyle. Conveniently located just minutes from shopping, dining, hospitals, and everyday amenities, this property provides both tranquility and accessibility. Whether you are looking for a full-time residence, weekend retreat, or investment opportunity, this Lake Murray gem is a must see. Schedule your private showing today and start enjoying the Lake Murray lifestyle! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Michael Murphy , Lake Homes Realty LLC , 866-525-3466. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.04

HOA Fee

828 Yearly

Year Built

2002

County

Lexington

Area

Lake Murray (Lexington Side)

Neighborhood

Marina Cove

School District

Lexington One

Listing ID

634535

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1.5
▪ Full Bathrooms:1
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Microwave Above Stove, Dishwasher,Disposal,Microwave Above Stove

Air Cond:Central

Fireplaces:

Basement:Yes Basement

Other:Counter Tops-Formica,Floors-Laminate,Cabinets-Other,Loft,Ceiling Fan,Free-standing,Smooth Surface

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,518

Taxes

$189

HOA

$828

Home Price

$296,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$59,200

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,517.67

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,517.67	$188.70	$828.00	$2,534.37
Yearly	$18,211.99	$2,264.40	$9,936.00	$30,412.39
Total	$546,359.69	$67,932.00	$298,080.00	$912,371.69