Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1676 Hidden Garden Ln, Gilbert, SC 29054

House Description

The sellers are offering $6,000 toward buyer closing costs! Welcome to Finlay Farms in Gilbert South Carolina! This beautifully maintained single-story home, built in 2023, offers the perfect blend of modern style, convenience, and affordability. Featuring 3 spacious bedrooms, 2 full bathrooms, and a 2-car garage, this move-in ready home is priced under $250,000 and is an incredible opportunity for today’s buyers. Step inside to enjoy a bright and open floor plan designed for comfortable everyday living and easy entertaining. The newer construction provides peace of mind with modern finishes and low-maintenance living. Enjoy peaceful views from your backyard overlooking a pond, creating the perfect setting for relaxing mornings or quiet evenings outdoors. All kitchen appliances, along with the washer and dryer will remain with the home, making this property truly move-in ready. This home includes a filtered water system! There is two flat screen tv's located in the living room and primary bedroom that will convey to new buyer! Located just minutes from Lexington, you’ll love the convenience of nearby shopping, dining, and entertainment, including the new Target, Publix, Lowes Foods, Planet Fitness, The Country Club of Lexington, Local Farm stand with fresh produce, restaurants, and more! Enjoy your weekends at beautiful Lake Murray while still having quick access to I-20 and Augusta Highway for an easy commute to downtown Columbia and surrounding areas. Don’t miss your chance to own a newer home with all the conveniences of Lexington just around the corner! Check out our Google, Facebook or YouTube Page for home video. Reach out to us for a personal viewing. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Doreen Miller , and Shelby Schuebel , Compass Carolinas LLC , 704-234-7880. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

325 Yearly

Year Built

2023

County

Lexington

Area

Rural W Lexington Co - Batesburg etc

Neighborhood

Finlay Farms

School District

Lexington One

Listing ID

635648

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Water Filter, Microwave Above Stove, Tankless H20, Gas Water Heater, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Water Filter,Microwave Above Stove,Tankless H20,Gas Water Heater

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Eat In,Pantry,Counter Tops-Granite,Floors-Laminate,Cabinets-Other,Prep Sink,Recessed Lights,Ceiling Fan,Garage Opener,Smoke Detector,Free-standing,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,281

Taxes

$159

HOA

$325

Home Price

$249,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$49,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,281.30

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,281.30	$159.31	$325.00	$1,765.61
Yearly	$15,375.60	$1,911.74	$3,900.00	$21,187.33
Total	$461,267.86	$57,352.05	$117,000.00	$635,619.91